{
  "canonical_url": "https://lendb.ai/in/iowa/polk-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 96 funded conventional home loans in Polk County, IA in 2025, 3,016 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (332), Northwest Bank (259) and New American Funding (220). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Polk County are linked below.",
  "county": {
    "fips": "19153",
    "name": "Polk County",
    "state": "IA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 96,
    "lenders_10": 35,
    "loans": 3016,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 332,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 419814,
      "name": "Northwest Bank",
      "slug": "northwest-bank-419814",
      "canonical_url": "https://lendb.ai/lender/northwest-bank-419814",
      "loans": 259,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 220,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 195,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 195,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 445723,
            "full_name": "Donnell Jones",
            "canonical_url": "https://lendb.ai/lo/donnell-jones-445723",
            "branch_city": "Waukee",
            "branch_state": "IA"
          },
          {
            "nmls_id": 501998,
            "full_name": "Rita Hilbert",
            "canonical_url": "https://lendb.ai/lo/rita-hilbert-501998",
            "branch_city": "Ankeny",
            "branch_state": "IA"
          },
          {
            "nmls_id": 2219711,
            "full_name": "Lal Thari",
            "canonical_url": "https://lendb.ai/lo/lal-thari-2219711",
            "branch_city": "Des Moines",
            "branch_state": "IA"
          }
        ]
      }
    },
    {
      "nmls_id": 138063,
      "name": "Gershman Investment Corp.",
      "slug": "gershman-investment-corp-138063",
      "canonical_url": "https://lendb.ai/lender/gershman-investment-corp-138063",
      "loans": 160,
      "includes_brokered": false,
      "loan_officers": {
        "total": 12,
        "people": [
          {
            "nmls_id": 987280,
            "full_name": "Emily Hemer",
            "canonical_url": "https://lendb.ai/lo/emily-hemer-987280",
            "branch_city": "West Des Moines",
            "branch_state": "IA"
          },
          {
            "nmls_id": 2805146,
            "full_name": "Nolan Bonnstetter",
            "canonical_url": "https://lendb.ai/lo/nolan-bonnstetter-2805146",
            "branch_city": "West Des Moines",
            "branch_state": "IA"
          },
          {
            "nmls_id": 839458,
            "full_name": "Joel Nastruz",
            "canonical_url": "https://lendb.ai/lo/joel-nastruz-839458",
            "branch_city": "Waukee",
            "branch_state": "IA"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 145,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 124,
      "includes_brokered": false,
      "loan_officers": {
        "total": 66,
        "people": [
          {
            "nmls_id": 985215,
            "full_name": "Beau Christiansen",
            "canonical_url": "https://lendb.ai/lo/beau-christiansen-985215",
            "branch_city": "Johnston",
            "branch_state": "IA"
          },
          {
            "nmls_id": 505939,
            "full_name": "Emily Ann Coppola",
            "canonical_url": "https://lendb.ai/lo/emily-ann-coppola-505939",
            "branch_city": "Des Moines",
            "branch_state": "IA"
          },
          {
            "nmls_id": 505997,
            "full_name": "Ryan Kenneth McManus",
            "canonical_url": "https://lendb.ai/lo/ryan-kenneth-mcmanus-505997",
            "branch_city": "Des Moines",
            "branch_state": "IA"
          }
        ]
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 122,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 104,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 400119,
            "full_name": "Brian Swanson",
            "canonical_url": "https://lendb.ai/lo/brian-swanson-400119",
            "branch_city": "West Des Moines",
            "branch_state": "IA"
          },
          {
            "nmls_id": 1738026,
            "full_name": "Kendall Roberts",
            "canonical_url": "https://lendb.ai/lo/kendall-roberts-1738026",
            "branch_city": "West Des Moines",
            "branch_state": "IA"
          },
          {
            "nmls_id": 8786,
            "full_name": "Jayme Kupka",
            "canonical_url": "https://lendb.ai/lo/jayme-kupka-8786",
            "branch_city": "Ames",
            "branch_state": "IA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}