{
  "canonical_url": "https://lendb.ai/in/iowa/polk-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 7 funded USDA home loans in Polk County, IA in 2025, 21 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (13), Gershman Investment Corp. (2) and First Community Mortgage (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Polk County are linked below.",
  "county": {
    "fips": "19153",
    "name": "Polk County",
    "state": "IA"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 7,
    "lenders_10": 1,
    "loans": 21,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 138063,
      "name": "Gershman Investment Corp.",
      "slug": "gershman-investment-corp-138063",
      "canonical_url": "https://lendb.ai/lender/gershman-investment-corp-138063",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 12,
        "people": [
          {
            "nmls_id": 987280,
            "full_name": "Emily Hemer",
            "canonical_url": "https://lendb.ai/lo/emily-hemer-987280",
            "branch_city": "West Des Moines",
            "branch_state": "IA"
          },
          {
            "nmls_id": 2805146,
            "full_name": "Nolan Bonnstetter",
            "canonical_url": "https://lendb.ai/lo/nolan-bonnstetter-2805146",
            "branch_city": "West Des Moines",
            "branch_state": "IA"
          },
          {
            "nmls_id": 839458,
            "full_name": "Joel Nastruz",
            "canonical_url": "https://lendb.ai/lo/joel-nastruz-839458",
            "branch_city": "Waukee",
            "branch_state": "IA"
          }
        ]
      }
    },
    {
      "nmls_id": 629700,
      "name": "First Community Mortgage",
      "slug": "first-community-mortgage-629700",
      "canonical_url": "https://lendb.ai/lender/first-community-mortgage-629700",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 400119,
            "full_name": "Brian Swanson",
            "canonical_url": "https://lendb.ai/lo/brian-swanson-400119",
            "branch_city": "West Des Moines",
            "branch_state": "IA"
          },
          {
            "nmls_id": 1738026,
            "full_name": "Kendall Roberts",
            "canonical_url": "https://lendb.ai/lo/kendall-roberts-1738026",
            "branch_city": "West Des Moines",
            "branch_state": "IA"
          },
          {
            "nmls_id": 8786,
            "full_name": "Jayme Kupka",
            "canonical_url": "https://lendb.ai/lo/jayme-kupka-8786",
            "branch_city": "Ames",
            "branch_state": "IA"
          }
        ]
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}