{
  "canonical_url": "https://lendb.ai/in/iowa/story-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 51 funded conventional home loans in Story County, IA in 2025, 393 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (56), Northwest Bank (50) and American Pacific Mortgage (43). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Story County are linked below.",
  "county": {
    "fips": "19169",
    "name": "Story County",
    "state": "IA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 51,
    "lenders_10": 8,
    "loans": 393,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 56,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 8786,
            "full_name": "Jayme Kupka",
            "canonical_url": "https://lendb.ai/lo/jayme-kupka-8786",
            "branch_city": "Ames",
            "branch_state": "IA"
          },
          {
            "nmls_id": 20151,
            "full_name": "Jason Kupka",
            "canonical_url": "https://lendb.ai/lo/jason-kupka-20151",
            "branch_city": "Ames",
            "branch_state": "IA"
          }
        ]
      }
    },
    {
      "nmls_id": 419814,
      "name": "Northwest Bank",
      "slug": "northwest-bank-419814",
      "canonical_url": "https://lendb.ai/lender/northwest-bank-419814",
      "loans": 50,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 43,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 37,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 400181,
            "full_name": "Susan M Hansen",
            "canonical_url": "https://lendb.ai/lo/susan-m-hansen-400181",
            "branch_city": "Ames",
            "branch_state": "IA"
          },
          {
            "nmls_id": 985215,
            "full_name": "Beau Christiansen",
            "canonical_url": "https://lendb.ai/lo/beau-christiansen-985215",
            "branch_city": "Johnston",
            "branch_state": "IA"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 36,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 36,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 501998,
            "full_name": "Rita Hilbert",
            "canonical_url": "https://lendb.ai/lo/rita-hilbert-501998",
            "branch_city": "Ankeny",
            "branch_state": "IA"
          }
        ]
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 9,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}