{
  "canonical_url": "https://lendb.ai/in/kentucky/calloway-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 44 funded conventional home loans in Calloway County, KY in 2025, 203 loans in all, per HMDA, FFIEC/CFPB data. The most active were Union Home Mortgage (33), FirstTrust Home Loans, Inc. (27) and Rocket Mortgage (22). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Calloway County are linked below.",
  "county": {
    "fips": "21035",
    "name": "Calloway County",
    "state": "KY"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 44,
    "lenders_10": 6,
    "loans": 203,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 33,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75271,
      "name": "FirstTrust Home Loans, Inc.",
      "slug": "firsttrust-home-loans-inc-75271",
      "canonical_url": "https://lendb.ai/lender/firsttrust-home-loans-inc-75271",
      "loans": 27,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 22,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 21,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 138063,
      "name": "Gershman Investment Corp.",
      "slug": "gershman-investment-corp-138063",
      "canonical_url": "https://lendb.ai/lender/gershman-investment-corp-138063",
      "loans": 14,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 1991049,
            "full_name": "Ben Helmerich",
            "canonical_url": "https://lendb.ai/lo/ben-helmerich-1991049",
            "branch_city": "Benton",
            "branch_state": "KY"
          },
          {
            "nmls_id": 1394663,
            "full_name": "Justin Berger",
            "canonical_url": "https://lendb.ai/lo/justin-berger-1394663",
            "branch_city": "Benton",
            "branch_state": "KY"
          }
        ]
      }
    },
    {
      "nmls_id": 174490,
      "name": "Regions Bank",
      "slug": "regions-bank-174490",
      "canonical_url": "https://lendb.ai/lender/regions-bank-174490",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 502507,
            "full_name": "Annie Suiter",
            "canonical_url": "https://lendb.ai/lo/annie-suiter-502507",
            "branch_city": "Mayfield",
            "branch_state": "KY"
          },
          {
            "nmls_id": 1706517,
            "full_name": "Dara Miller",
            "canonical_url": "https://lendb.ai/lo/dara-miller-1706517",
            "branch_city": "Mayfield",
            "branch_state": "KY"
          }
        ]
      }
    },
    {
      "nmls_id": 1561,
      "name": "Vanderbilt Mortgage and Finance, Inc.",
      "slug": "vanderbilt-mortgage-and-finance-inc-1561",
      "canonical_url": "https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399803,
      "name": "Truist Bank",
      "slug": "truist-399803",
      "canonical_url": "https://lendb.ai/lender/truist-399803",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 415606,
            "full_name": "Libby Slaton",
            "canonical_url": "https://lendb.ai/lo/libby-slaton-415606",
            "branch_city": "Murray",
            "branch_state": "KY"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}