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canonical_url: https://lendb.ai/in/kentucky/clark-county/fha-loans
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# Top lenders for FHA loans in Clark County, KY

These are lenders, not loan officers. Of the lenders LenDb lists, 39 funded FHA home loans in Clark County, KY in 2025, 111 loans in all, per HMDA, FFIEC/CFPB data. The most active were Republic State Mortgage Co. (16), Rocket Mortgage (14) and New American Funding (10). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Clark County are linked below.

## Most FHA loans funded, 2025

1. **[Republic State Mortgage Co.](https://lendb.ai/lender/republic-state-mortgage-co-62411)**: 16 FHA loans
   - Loan officers LenDb lists at this lender near Clark County: 7 ([Marty Layman](https://lendb.ai/lo/marty-layman-62044), [Chad Hays](https://lendb.ai/lo/chad-hays-148936), [Pat O'Laughlin](https://lendb.ai/lo/pat-o-laughlin-464513), more on the lender page)
2. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 14 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Clark County yet.
3. **[New American Funding](https://lendb.ai/lender/new-american-funding-6606)**: 10 FHA loans
   - LenDb does not list loan officers at this lender near Clark County yet.
4. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 6 FHA loans
   - LenDb does not list loan officers at this lender near Clark County yet.
5. **[Union Home Mortgage](https://lendb.ai/lender/union-home-mortgage-2229)**: 5 FHA loans funded, including loans brokers originated
   - Loan officers LenDb lists at this lender near Clark County: 3 ([Tina McCandless](https://lendb.ai/lo/tina-mccandless-55952), [Deborah Allred Santiago](https://lendb.ai/lo/deborah-allred-santiago-894630), [Caleb Brackin](https://lendb.ai/lo/caleb-brackin-2000865))
6. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 5 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Clark County yet.
7. **[Stockton Mortgage Corporation](https://lendb.ai/lender/stockton-mortgage-corporation-8259)**: 4 FHA loans
   - LenDb does not list loan officers at this lender near Clark County yet.
8. **[Guaranteed Rate (Rate)](https://lendb.ai/lender/guaranteed-rate-2611)**: 3 FHA loans
   - LenDb does not list loan officers at this lender near Clark County yet.
9. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 3 FHA loans
   - Loan officers LenDb lists at this lender near Clark County: 4 ([Jason Heflin](https://lendb.ai/lo/jason-heflin-338565), [Randy Lawrence](https://lendb.ai/lo/randy-lawrence-1822482), [Katelyn Watkins](https://lendb.ai/lo/katelyn-watkins-2123084), more on the lender page)
10. **[Kind Lending, LLC](https://lendb.ai/lender/kind-lending-3925)**: 3 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Clark County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/kentucky/clark-county/fha-loans.

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