{
  "canonical_url": "https://lendb.ai/in/kentucky/fayette-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 122 funded conventional home loans in Fayette County, KY in 2025, 1,833 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (268), JPMorgan Chase Bank (Chase Home Lending) (169) and United Wholesale Mortgage (153). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Fayette County are linked below.",
  "county": {
    "fips": "21067",
    "name": "Fayette County",
    "state": "KY"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 122,
    "lenders_10": 31,
    "loans": 1833,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 268,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 169,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 1254772,
            "full_name": "Onur Camur",
            "canonical_url": "https://lendb.ai/lo/onur-camur-1254772",
            "branch_city": "Lexington",
            "branch_state": "KY"
          },
          {
            "nmls_id": 427227,
            "full_name": "Kelly Gillespie",
            "canonical_url": "https://lendb.ai/lo/kelly-gillespie-427227",
            "branch_city": "Lexington",
            "branch_state": "KY"
          },
          {
            "nmls_id": 880402,
            "full_name": "Stephen Johnson",
            "canonical_url": "https://lendb.ai/lo/stephen-johnson-880402",
            "branch_city": "Richmond",
            "branch_state": "KY"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 153,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 8259,
      "name": "Stockton Mortgage Corporation",
      "slug": "stockton-mortgage-corporation-8259",
      "canonical_url": "https://lendb.ai/lender/stockton-mortgage-corporation-8259",
      "loans": 143,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 403245,
      "name": "Fifth Third Bank",
      "slug": "fifth-third-bank-403245",
      "canonical_url": "https://lendb.ai/lender/fifth-third-bank-403245",
      "loans": 105,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1281698,
      "name": "Luminate Bank",
      "slug": "luminate-bank-1281698",
      "canonical_url": "https://lendb.ai/lender/luminate-bank-1281698",
      "loans": 84,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 69,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 52251,
            "full_name": "Vann Doyle",
            "canonical_url": "https://lendb.ai/lo/vann-doyle-52251",
            "branch_city": "Lexington",
            "branch_state": "KY"
          },
          {
            "nmls_id": 651978,
            "full_name": "Derek Shaffer",
            "canonical_url": "https://lendb.ai/lo/derek-shaffer-651978",
            "branch_city": "Lexington",
            "branch_state": "KY"
          },
          {
            "nmls_id": 54707,
            "full_name": "Aaron Mason",
            "canonical_url": "https://lendb.ai/lo/aaron-mason-54707",
            "branch_city": "Lexington",
            "branch_state": "KY"
          }
        ]
      }
    },
    {
      "nmls_id": 3821,
      "name": "Provident Funding Associates, L.P.",
      "slug": "provident-funding-associates-l-p-3821",
      "canonical_url": "https://lendb.ai/lender/provident-funding-associates-l-p-3821",
      "loans": 67,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 64,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 459308,
      "name": "Old National Bank",
      "slug": "old-national-bank-459308",
      "canonical_url": "https://lendb.ai/lender/old-national-bank-459308",
      "loans": 33,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}