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canonical_url: https://lendb.ai/in/kentucky/fayette-county/fha-loans
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# Top lenders for FHA loans in Fayette County, KY

These are lenders, not loan officers. Of the lenders LenDb lists, 72 funded FHA home loans in Fayette County, KY in 2025, 471 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (66), United Wholesale Mortgage (51) and Stockton Mortgage Corporation (45). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Fayette County are linked below.

## Most FHA loans funded, 2025

1. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 66 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Fayette County yet.
2. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 51 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Fayette County yet.
3. **[Stockton Mortgage Corporation](https://lendb.ai/lender/stockton-mortgage-corporation-8259)**: 45 FHA loans
   - LenDb does not list loan officers at this lender near Fayette County yet.
4. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 27 FHA loans
   - LenDb does not list loan officers at this lender near Fayette County yet.
5. **[Luminate Bank](https://lendb.ai/lender/luminate-bank-1281698)**: 27 FHA loans
   - LenDb does not list loan officers at this lender near Fayette County yet.
6. **[New American Funding](https://lendb.ai/lender/new-american-funding-6606)**: 23 FHA loans
   - LenDb does not list loan officers at this lender near Fayette County yet.
7. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 22 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Fayette County yet.
8. **[Lower](https://lendb.ai/lender/lower-1124061)**: 21 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Fayette County yet.
9. **[Ruoff Mortgage](https://lendb.ai/lender/ruoff-mortgage-141868)**: 12 FHA loans
   - LenDb does not list loan officers at this lender near Fayette County yet.
10. **[Republic State Mortgage Co.](https://lendb.ai/lender/republic-state-mortgage-co-62411)**: 9 FHA loans
   - Loan officers LenDb lists at this lender near Fayette County: 7 ([Marty Layman](https://lendb.ai/lo/marty-layman-62044), [Chad Hays](https://lendb.ai/lo/chad-hays-148936), [Pat O'Laughlin](https://lendb.ai/lo/pat-o-laughlin-464513), more on the lender page)

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/kentucky/fayette-county/fha-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._