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canonical_url: https://lendb.ai/in/kentucky/garrard-county/usda-loans
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# Top lenders for USDA loans in Garrard County, KY

These are lenders, not loan officers. Of the lenders LenDb lists, 6 funded USDA home loans in Garrard County, KY in 2025, 6 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (1), Union Home Mortgage (1) and Geneva Financial (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Garrard County are linked below.

## Most USDA loans funded, 2025

1. **[CMG Home Loans](https://lendb.ai/lender/cmg-home-loans-1820)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near Garrard County yet.
2. **[Union Home Mortgage](https://lendb.ai/lender/union-home-mortgage-2229)**: 1 USDA loans funded, including loans brokers originated
   - Loan officers LenDb lists at this lender near Garrard County: 3 ([Tina McCandless](https://lendb.ai/lo/tina-mccandless-55952), [Deborah Allred Santiago](https://lendb.ai/lo/deborah-allred-santiago-894630), [Caleb Brackin](https://lendb.ai/lo/caleb-brackin-2000865))
3. **[Geneva Financial](https://lendb.ai/lender/geneva-financial-42056)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near Garrard County yet.
4. **[GoPrime Mortgage, Inc.](https://lendb.ai/lender/goprime-mortgage-inc-69551)**: 1 USDA loans funded, including loans brokers originated
   - Loan officers LenDb lists at this lender near Garrard County: 1 ([Darrell Sparks](https://lendb.ai/lo/darrell-sparks-19206))
5. **[Prosperity Home Mortgage](https://lendb.ai/lender/prosperity-home-mortgage-75164)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near Garrard County yet.
6. **[U.S. Bank](https://lendb.ai/lender/us-bank-402761)**: 1 USDA loans
   - Loan officers LenDb lists at this lender near Garrard County: 5 ([Vann Doyle](https://lendb.ai/lo/vann-doyle-52251), [Derek Shaffer](https://lendb.ai/lo/derek-shaffer-651978), [Theresa Burdette](https://lendb.ai/lo/theresa-burdette-42082), more on the lender page)

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/kentucky/garrard-county/usda-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._