{ "canonical_url": "https://lendb.ai/in/kentucky/jefferson-county/conventional-loans", "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 159 funded conventional home loans in Jefferson County, KY in 2025, 6,954 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (1,303), Rocket Mortgage (863) and U.S. Bank (445). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Jefferson County are linked below.", "county": { "fips": "21111", "name": "Jefferson County", "state": "KY" }, "loan_type": "conventional", "year": 2025, "source": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "totals": { "lenders": 159, "lenders_10": 63, "loans": 6954, "qualifies": true }, "lenders": [ { "nmls_id": 3038, "name": "United Wholesale Mortgage (broker finder)", "slug": "united-wholesale-mortgage-3038", "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038", "loans": 1303, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3030, "name": "Rocket Mortgage", "slug": "rocket-mortgage-3030", "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030", "loans": 863, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 402761, "name": "U.S. Bank", "slug": "us-bank-402761", "canonical_url": "https://lendb.ai/lender/us-bank-402761", "loans": 445, "includes_brokered": false, "loan_officers": { "total": 6, "people": [ { "nmls_id": 1867608, "full_name": "Erich Redonda", "canonical_url": "https://lendb.ai/lo/erich-redonda-1867608", "branch_city": "Louisville", "branch_state": "KY" }, { "nmls_id": 8307, "full_name": "Adam Patterson", "canonical_url": "https://lendb.ai/lo/adam-patterson-8307", "branch_city": "Louisville", "branch_state": "KY" }, { "nmls_id": 501903, "full_name": "Tod Sackella", "canonical_url": "https://lendb.ai/lo/tod-sackella-501903", "branch_city": "Louisville", "branch_state": "KY" } ] } }, { "nmls_id": 403245, "name": "Fifth Third Bank", "slug": "fifth-third-bank-403245", "canonical_url": "https://lendb.ai/lender/fifth-third-bank-403245", "loans": 225, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 2289, "name": "Fairway Independent Mortgage Corporation", "slug": "fairway-independent-mortgage-2289", "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289", "loans": 224, "includes_brokered": false, "loan_officers": { "total": 13, "people": [ { "nmls_id": 51792, "full_name": "Steve Renfro", "canonical_url": "https://lendb.ai/lo/steve-renfro-51792", "branch_city": "Louisville", "branch_state": "KY" }, { "nmls_id": 52494, "full_name": "Jason Lawrence", "canonical_url": "https://lendb.ai/lo/jason-lawrence-52494", "branch_city": "Louisville", "branch_state": "KY" }, { "nmls_id": 426528, "full_name": "Jason B McPherson", "canonical_url": "https://lendb.ai/lo/jason-mcpherson-426528", "branch_city": "Louisville", "branch_state": "KY" } ] } }, { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "loans": 218, "includes_brokered": false, "loan_officers": { "total": 7, "people": [ { "nmls_id": 443616, "full_name": "Cindy Darnall Johnson", "canonical_url": "https://lendb.ai/lo/cindy-darnall-johnson-443616", "branch_city": "Louisville", "branch_state": "KY" }, { "nmls_id": 2094676, "full_name": "Whitney King", "canonical_url": "https://lendb.ai/lo/whitney-king-2094676", "branch_city": "Louisville", "branch_state": "KY" }, { "nmls_id": 17499, "full_name": "Vincent Smith", "canonical_url": "https://lendb.ai/lo/vincent-smith-17499", "branch_city": "Louisville", "branch_state": "KY" } ] } }, { "nmls_id": 1121650, "name": "The Loan Store, Inc.", "slug": "the-loan-store-inc-1121650", "canonical_url": "https://lendb.ai/lender/the-loan-store-inc-1121650", "loans": 206, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 446303, "name": "PNC Bank", "slug": "pnc-bank-446303", "canonical_url": "https://lendb.ai/lender/pnc-bank-446303", "loans": 203, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 205696, "name": "InterLinc Mortgage Services, LLC", "slug": "interlinc-mortgage-services-llc-205696", "canonical_url": "https://lendb.ai/lender/interlinc-mortgage-services-llc-205696", "loans": 194, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "loans": 160, "includes_brokered": false, "loan_officers": { "total": 4, "people": [ { "nmls_id": 7291, "full_name": "Robert Clifton", "canonical_url": "https://lendb.ai/lo/robert-clifton-7291", "branch_city": "Louisville", "branch_state": "KY" }, { "nmls_id": 47632, "full_name": "James Clay III", "canonical_url": "https://lendb.ai/lo/james-clay-47632", "branch_city": "Louisville", "branch_state": "KY" }, { "nmls_id": 3364, "full_name": "Jeremy Wetzel", "canonical_url": "https://lendb.ai/lo/jeremy-wetzel-3364", "branch_city": "Louisville", "branch_state": "KY" } ] } } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }