{
  "canonical_url": "https://lendb.ai/in/kentucky/jessamine-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 7 funded USDA home loans in Jessamine County, KY in 2025, 8 loans in all, per HMDA, FFIEC/CFPB data. The most active were Geneva Financial (2), Union Home Mortgage (1) and Guild Mortgage (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Jessamine County are linked below.",
  "county": {
    "fips": "21113",
    "name": "Jessamine County",
    "state": "KY"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 7,
    "lenders_10": 0,
    "loans": 8,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 42056,
      "name": "Geneva Financial",
      "slug": "geneva-financial-42056",
      "canonical_url": "https://lendb.ai/lender/geneva-financial-42056",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 55952,
            "full_name": "Tina McCandless",
            "canonical_url": "https://lendb.ai/lo/tina-mccandless-55952",
            "branch_city": "Lexington",
            "branch_state": "KY"
          },
          {
            "nmls_id": 894630,
            "full_name": "Deborah Allred Santiago",
            "canonical_url": "https://lendb.ai/lo/deborah-allred-santiago-894630",
            "branch_city": "Lexington",
            "branch_state": "KY"
          },
          {
            "nmls_id": 2000865,
            "full_name": "Caleb Brackin",
            "canonical_url": "https://lendb.ai/lo/caleb-brackin-2000865",
            "branch_city": "Lexington",
            "branch_state": "KY"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 8259,
      "name": "Stockton Mortgage Corporation",
      "slug": "stockton-mortgage-corporation-8259",
      "canonical_url": "https://lendb.ai/lender/stockton-mortgage-corporation-8259",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 130829,
      "name": "Pike Creek Mortgage Services, Inc.",
      "slug": "pike-creek-mortgage-services-inc-130829",
      "canonical_url": "https://lendb.ai/lender/pike-creek-mortgage-services-inc-130829",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 227262,
      "name": "DAS Acquisition Company, LLC",
      "slug": "das-acquisition-company-llc-227262",
      "canonical_url": "https://lendb.ai/lender/das-acquisition-company-llc-227262",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1281698,
      "name": "Luminate Bank",
      "slug": "luminate-bank-1281698",
      "canonical_url": "https://lendb.ai/lender/luminate-bank-1281698",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}