{
  "canonical_url": "https://lendb.ai/in/kentucky/kenton-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 8 funded USDA home loans in Kenton County, KY in 2025, 10 loans in all, per HMDA, FFIEC/CFPB data. The most active were Union Home Mortgage (3), United Wholesale Mortgage (1) and First Equity Mortgage Incorporated (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Kenton County are linked below.",
  "county": {
    "fips": "21117",
    "name": "Kenton County",
    "state": "KY"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 8,
    "lenders_10": 0,
    "loans": 10,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 34,
        "people": [
          {
            "nmls_id": 62811,
            "full_name": "Connie Smith",
            "canonical_url": "https://lendb.ai/lo/connie-smith-62811",
            "branch_city": "Lakeside Park",
            "branch_state": "KY"
          },
          {
            "nmls_id": 56398,
            "full_name": "Carol Friesz",
            "canonical_url": "https://lendb.ai/lo/carol-friesz-56398",
            "branch_city": "Cincinnati",
            "branch_state": "OH"
          },
          {
            "nmls_id": 273462,
            "full_name": "Steve Loechtenfeldt",
            "canonical_url": "https://lendb.ai/lo/steve-loechtenfeldt-273462",
            "branch_city": "Cincinnati",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 21157,
      "name": "First Equity Mortgage Incorporated",
      "slug": "first-equity-mortgage-incorporated-21157",
      "canonical_url": "https://lendb.ai/lender/first-equity-mortgage-incorporated-21157",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75243,
      "name": "Paramount Residential Mortgage Group",
      "slug": "paramount-residential-mortgage-group-75243",
      "canonical_url": "https://lendb.ai/lender/paramount-residential-mortgage-group-75243",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 130562,
      "name": "Success Mortgage Partners",
      "slug": "success-mortgage-partners-130562",
      "canonical_url": "https://lendb.ai/lender/success-mortgage-partners-130562",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 63075,
            "full_name": "Danielle Prost",
            "canonical_url": "https://lendb.ai/lo/danielle-prost-63075",
            "branch_city": "Cold Spring",
            "branch_state": "KY"
          },
          {
            "nmls_id": 63076,
            "full_name": "Ken Prost",
            "canonical_url": "https://lendb.ai/lo/kenneth-prost-63076",
            "branch_city": "Cold Spring",
            "branch_state": "KY"
          },
          {
            "nmls_id": 1106310,
            "full_name": "Cassey Bivens",
            "canonical_url": "https://lendb.ai/lo/cassey-bivens-1106310",
            "branch_city": "Cold Spring",
            "branch_state": "KY"
          }
        ]
      }
    },
    {
      "nmls_id": 150009,
      "name": "Click n' Close, Inc.",
      "slug": "click-n-close-inc-150009",
      "canonical_url": "https://lendb.ai/lender/click-n-close-inc-150009",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399803,
      "name": "Truist Bank",
      "slug": "truist-399803",
      "canonical_url": "https://lendb.ai/lender/truist-399803",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 457647,
            "full_name": "Bart Hammack",
            "canonical_url": "https://lendb.ai/lo/bart-hammack-457647",
            "branch_city": "Cincinnati",
            "branch_state": "OH"
          },
          {
            "nmls_id": 573724,
            "full_name": "Andy Gonos",
            "canonical_url": "https://lendb.ai/lo/andy-gonos-573724",
            "branch_city": "Cincinnati",
            "branch_state": "OH"
          },
          {
            "nmls_id": 1437565,
            "full_name": "Molly Coppage",
            "canonical_url": "https://lendb.ai/lo/molly-coppage-1437565",
            "branch_city": "Walton",
            "branch_state": "KY"
          }
        ]
      }
    },
    {
      "nmls_id": 402435,
      "name": "Huntington National Bank",
      "slug": "huntington-national-bank-402435",
      "canonical_url": "https://lendb.ai/lender/huntington-national-bank-402435",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}