{
  "canonical_url": "https://lendb.ai/in/kentucky/laurel-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 12 funded USDA home loans in Laurel County, KY in 2025, 37 loans in all, per HMDA, FFIEC/CFPB data. The most active were Pike Creek Mortgage Services, Inc. (11), Polaris Home Funding Corp. (9) and Equity Prime Mortgage LLC (6). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Laurel County are linked below.",
  "county": {
    "fips": "21125",
    "name": "Laurel County",
    "state": "KY"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 12,
    "lenders_10": 1,
    "loans": 37,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 130829,
      "name": "Pike Creek Mortgage Services, Inc.",
      "slug": "pike-creek-mortgage-services-inc-130829",
      "canonical_url": "https://lendb.ai/lender/pike-creek-mortgage-services-inc-130829",
      "loans": 11,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 38072,
      "name": "Polaris Home Funding Corp.",
      "slug": "polaris-home-funding-corp-38072",
      "canonical_url": "https://lendb.ai/lender/polaris-home-funding-corp-38072",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 21116,
      "name": "Equity Prime Mortgage LLC",
      "slug": "equity-prime-mortgage-llc-21116",
      "canonical_url": "https://lendb.ai/lender/equity-prime-mortgage-llc-21116",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399803,
      "name": "Truist Bank",
      "slug": "truist-399803",
      "canonical_url": "https://lendb.ai/lender/truist-399803",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2129,
      "name": "Supreme Lending",
      "slug": "supreme-lending-2129",
      "canonical_url": "https://lendb.ai/lender/supreme-lending-2129",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 4181,
      "name": "Top Flite Financial, Inc.",
      "slug": "top-flite-financial-inc-4181",
      "canonical_url": "https://lendb.ai/lender/top-flite-financial-inc-4181",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 54442,
            "full_name": "Tonya Watkins",
            "canonical_url": "https://lendb.ai/lo/tonya-watkins-54442",
            "branch_city": "Corbin",
            "branch_state": "KY"
          }
        ]
      }
    },
    {
      "nmls_id": 17022,
      "name": "Planet Home Lending",
      "slug": "planet-home-lending-17022",
      "canonical_url": "https://lendb.ai/lender/planet-home-lending-17022",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}