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canonical_url: https://lendb.ai/in/kentucky/montgomery-county/fha-loans
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# Top lenders for FHA loans in Montgomery County, KY

These are lenders, not loan officers. Of the lenders LenDb lists, 35 funded FHA home loans in Montgomery County, KY in 2025, 112 loans in all, per HMDA, FFIEC/CFPB data. The most active were Republic State Mortgage Co. (27), Rocket Mortgage (12) and United Wholesale Mortgage (9). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Montgomery County are linked below.

## Most FHA loans funded, 2025

1. **[Republic State Mortgage Co.](https://lendb.ai/lender/republic-state-mortgage-co-62411)**: 27 FHA loans
   - Loan officers LenDb lists at this lender near Montgomery County: 7 ([Marty Layman](https://lendb.ai/lo/marty-layman-62044), [Chad Hays](https://lendb.ai/lo/chad-hays-148936), [Pat O'Laughlin](https://lendb.ai/lo/pat-o-laughlin-464513), more on the lender page)
2. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 12 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Montgomery County yet.
3. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 9 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Montgomery County yet.
4. **[New American Funding](https://lendb.ai/lender/new-american-funding-6606)**: 8 FHA loans
   - LenDb does not list loan officers at this lender near Montgomery County yet.
5. **[Lower](https://lendb.ai/lender/lower-1124061)**: 5 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Montgomery County yet.
6. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 4 FHA loans
   - Loan officers LenDb lists at this lender near Montgomery County: 4 ([Jason Heflin](https://lendb.ai/lo/jason-heflin-338565), [Randy Lawrence](https://lendb.ai/lo/randy-lawrence-1822482), [Katelyn Watkins](https://lendb.ai/lo/katelyn-watkins-2123084), more on the lender page)
7. **[Stockton Mortgage Corporation](https://lendb.ai/lender/stockton-mortgage-corporation-8259)**: 4 FHA loans
   - LenDb does not list loan officers at this lender near Montgomery County yet.
8. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 4 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Montgomery County yet.
9. **[Luminate Bank](https://lendb.ai/lender/luminate-bank-1281698)**: 4 FHA loans
   - LenDb does not list loan officers at this lender near Montgomery County yet.
10. **[Veterans United Home Loans](https://lendb.ai/lender/veterans-united-home-loans-1907)**: 3 FHA loans
   - LenDb does not list loan officers at this lender near Montgomery County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/kentucky/montgomery-county/fha-loans.

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