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canonical_url: https://lendb.ai/in/kentucky/oldham-county/fha-loans
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# Top lenders for FHA loans in Oldham County, KY

These are lenders, not loan officers. Of the lenders LenDb lists, 40 funded FHA home loans in Oldham County, KY in 2025, 105 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (16), Rocket Mortgage (13) and Kind Lending, LLC (6). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Oldham County are linked below.

## Most FHA loans funded, 2025

1. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 16 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Oldham County yet.
2. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 13 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Oldham County yet.
3. **[Kind Lending, LLC](https://lendb.ai/lender/kind-lending-3925)**: 6 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Oldham County yet.
4. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 6 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Oldham County yet.
5. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 5 FHA loans
   - Loan officers LenDb lists at this lender near Oldham County: 4 ([Jeremy Wetzel](https://lendb.ai/lo/jeremy-wetzel-3364), [Robert Clifton](https://lendb.ai/lo/robert-clifton-7291), [James Clay III](https://lendb.ai/lo/james-clay-47632), more on the lender page)
6. **[Pulte Mortgage](https://lendb.ai/lender/pulte-mortgage-1791)**: 4 FHA loans
   - LenDb does not list loan officers at this lender near Oldham County yet.
7. **[Fairway Independent Mortgage Corporation](https://lendb.ai/lender/fairway-independent-mortgage-2289)**: 4 FHA loans
   - Loan officers LenDb lists at this lender near Oldham County: 13 ([Steve Renfro](https://lendb.ai/lo/steve-renfro-51792), [Jason Lawrence](https://lendb.ai/lo/jason-lawrence-52494), [Jason B McPherson](https://lendb.ai/lo/jason-mcpherson-426528), more on the lender page)
8. **[New American Funding](https://lendb.ai/lender/new-american-funding-6606)**: 4 FHA loans
   - LenDb does not list loan officers at this lender near Oldham County yet.
9. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 3 FHA loans
   - LenDb does not list loan officers at this lender near Oldham County yet.
10. **[Prosperity Home Mortgage](https://lendb.ai/lender/prosperity-home-mortgage-75164)**: 3 FHA loans
   - LenDb does not list loan officers at this lender near Oldham County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/kentucky/oldham-county/fha-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._