{ "canonical_url": "https://lendb.ai/in/kentucky/shelby-county/conventional-loans", "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 72 funded conventional home loans in Shelby County, KY in 2025, 371 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (66), United Wholesale Mortgage (42) and Vanderbilt Mortgage and Finance, Inc. (19). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Shelby County are linked below.", "county": { "fips": "21211", "name": "Shelby County", "state": "KY" }, "loan_type": "conventional", "year": 2025, "source": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "totals": { "lenders": 72, "lenders_10": 9, "loans": 371, "qualifies": true }, "lenders": [ { "nmls_id": 3030, "name": "Rocket Mortgage", "slug": "rocket-mortgage-3030", "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030", "loans": 66, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3038, "name": "United Wholesale Mortgage (broker finder)", "slug": "united-wholesale-mortgage-3038", "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038", "loans": 42, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 1561, "name": "Vanderbilt Mortgage and Finance, Inc.", "slug": "vanderbilt-mortgage-and-finance-inc-1561", "canonical_url": "https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561", "loans": 19, "includes_brokered": false, "loan_officers": { "total": 3, "people": [ { "nmls_id": 12833, "full_name": "Lydia Shina", "canonical_url": "https://lendb.ai/lo/lydia-shina-12833", "branch_city": "Louisville", "branch_state": "KY" }, { "nmls_id": 1216767, "full_name": "Desmond Flowers", "canonical_url": "https://lendb.ai/lo/desmond-flowers-1216767", "branch_city": "Louisville", "branch_state": "KY" }, { "nmls_id": 1963421, "full_name": "Aaron Schaeffer", "canonical_url": "https://lendb.ai/lo/aaron-schaeffer-1963421", "branch_city": "Louisville", "branch_state": "KY" } ] } }, { "nmls_id": 403245, "name": "Fifth Third Bank", "slug": "fifth-third-bank-403245", "canonical_url": "https://lendb.ai/lender/fifth-third-bank-403245", "loans": 18, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 2289, "name": "Fairway Independent Mortgage Corporation", "slug": "fairway-independent-mortgage-2289", "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289", "loans": 14, "includes_brokered": false, "loan_officers": { "total": 13, "people": [ { "nmls_id": 1696374, "full_name": "Nate Aaron Driggers", "canonical_url": "https://lendb.ai/lo/nate-driggers-1696374", "branch_city": "Louisville", "branch_state": "KY" }, { "nmls_id": 2243651, "full_name": "Brycen Howard", "canonical_url": "https://lendb.ai/lo/brycen-howard-2243651", "branch_city": "Louisville", "branch_state": "KY" }, { "nmls_id": 51792, "full_name": "Steve Renfro", "canonical_url": "https://lendb.ai/lo/steve-renfro-51792", "branch_city": "Louisville", "branch_state": "KY" } ] } }, { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "loans": 13, "includes_brokered": false, "loan_officers": { "total": 6, "people": [ { "nmls_id": 42271, "full_name": "Hal Holbrook II", "canonical_url": "https://lendb.ai/lo/hal-holbrook-ii-42271", "branch_city": "Louisville", "branch_state": "KY" }, { "nmls_id": 902654, "full_name": "Alex Gift", "canonical_url": "https://lendb.ai/lo/alex-gift-902654", "branch_city": "Louisville", "branch_state": "KY" }, { "nmls_id": 443616, "full_name": "Cindy Darnall Johnson", "canonical_url": "https://lendb.ai/lo/cindy-darnall-johnson-443616", "branch_city": "Louisville", "branch_state": "KY" } ] } }, { "nmls_id": 1791, "name": "Pulte Mortgage", "slug": "pulte-mortgage-1791", "canonical_url": "https://lendb.ai/lender/pulte-mortgage-1791", "loans": 12, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 1121650, "name": "The Loan Store, Inc.", "slug": "the-loan-store-inc-1121650", "canonical_url": "https://lendb.ai/lender/the-loan-store-inc-1121650", "loans": 11, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 2926, "name": "emm loans llc", "slug": "emm-loans-llc-2926", "canonical_url": "https://lendb.ai/lender/emm-loans-llc-2926", "loans": 10, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 39179, "name": "Movement Mortgage", "slug": "movement-mortgage-39179", "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179", "loans": 9, "includes_brokered": false, "loan_officers": { "total": 8, "people": [ { "nmls_id": 148312, "full_name": "Chris DeMuth", "canonical_url": "https://lendb.ai/lo/chris-demuth-148312", "branch_city": "Louisville", "branch_state": "KY" }, { "nmls_id": 572273, "full_name": "Lee Ann Biegert", "canonical_url": "https://lendb.ai/lo/lee-ann-biegert-572273", "branch_city": "Louisville", "branch_state": "KY" }, { "nmls_id": 616046, "full_name": "Patty Ross", "canonical_url": "https://lendb.ai/lo/patricia-ross-616046", "branch_city": "Louisville", "branch_state": "KY" } ] } } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }