{
  "canonical_url": "https://lendb.ai/in/kentucky/simpson-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 6 funded USDA home loans in Simpson County, KY in 2025, 9 loans in all, per HMDA, FFIEC/CFPB data. The most active were NVR Mortgage (2), United Wholesale Mortgage (2) and Atlantic Bay Mortgage Group (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Simpson County are linked below.",
  "county": {
    "fips": "21213",
    "name": "Simpson County",
    "state": "KY"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 6,
    "lenders_10": 0,
    "loans": 9,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 13,
        "people": [
          {
            "nmls_id": 173470,
            "full_name": "Cliff Rains",
            "canonical_url": "https://lendb.ai/lo/cliff-rains-173470",
            "branch_city": "Hendersonville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 195255,
            "full_name": "Kevin Long",
            "canonical_url": "https://lendb.ai/lo/kevin-long-195255",
            "branch_city": "Hendersonville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 170988,
            "full_name": "Mary Jo Smith",
            "canonical_url": "https://lendb.ai/lo/mary-jo-smith-170988",
            "branch_city": "Hendersonville",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 75271,
      "name": "FirstTrust Home Loans, Inc.",
      "slug": "firsttrust-home-loans-inc-75271",
      "canonical_url": "https://lendb.ai/lender/firsttrust-home-loans-inc-75271",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 613417,
            "full_name": "Brian Maggart",
            "canonical_url": "https://lendb.ai/lo/brian-maggart-613417",
            "branch_city": "Hendersonville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 1540660,
            "full_name": "Tracy Woodside",
            "canonical_url": "https://lendb.ai/lo/tracy-woodside-1540660",
            "branch_city": "Hendersonville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 2350486,
            "full_name": "Justin Richardson",
            "canonical_url": "https://lendb.ai/lo/justin-richardson-2350486",
            "branch_city": "Hendersonville",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 629700,
      "name": "First Community Mortgage",
      "slug": "first-community-mortgage-629700",
      "canonical_url": "https://lendb.ai/lender/first-community-mortgage-629700",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}