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canonical_url: https://lendb.ai/in/kentucky/spencer-county/conventional-loans
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# Top lenders for conventional loans in Spencer County, KY

These are lenders, not loan officers. Of the lenders LenDb lists, 43 funded conventional home loans in Spencer County, KY in 2025, 208 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (52), United Wholesale Mortgage (24) and Fairway Independent Mortgage Corporation (10). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Spencer County are linked below.

## Most conventional loans funded, 2025

1. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 52 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Spencer County yet.
2. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 24 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Spencer County yet.
3. **[Fairway Independent Mortgage Corporation](https://lendb.ai/lender/fairway-independent-mortgage-2289)**: 10 conventional loans
   - Loan officers LenDb lists at this lender near Spencer County: 13 ([Nate Aaron Driggers](https://lendb.ai/lo/nate-driggers-1696374), [Brycen Howard](https://lendb.ai/lo/brycen-howard-2243651), [Steve Renfro](https://lendb.ai/lo/steve-renfro-51792), more on the lender page)
4. **[Union Home Mortgage](https://lendb.ai/lender/union-home-mortgage-2229)**: 9 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Spencer County yet.
5. **[Fifth Third Bank](https://lendb.ai/lender/fifth-third-bank-403245)**: 8 conventional loans
   - LenDb does not list loan officers at this lender near Spencer County yet.
6. **[Prosperity Home Mortgage](https://lendb.ai/lender/prosperity-home-mortgage-75164)**: 7 conventional loans
   - LenDb does not list loan officers at this lender near Spencer County yet.
7. **[InterLinc Mortgage Services, LLC](https://lendb.ai/lender/interlinc-mortgage-services-llc-205696)**: 7 conventional loans
   - LenDb does not list loan officers at this lender near Spencer County yet.
8. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 6 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Spencer County yet.
9. **[The Loan Store, Inc.](https://lendb.ai/lender/the-loan-store-inc-1121650)**: 6 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Spencer County yet.
10. **[AmeriSave Mortgage](https://lendb.ai/lender/amerisave-mortgage-1168)**: 5 conventional loans
   - LenDb does not list loan officers at this lender near Spencer County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/kentucky/spencer-county/conventional-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._