---
canonical_url: https://lendb.ai/in/kentucky/spencer-county/fha-loans
---

# Top lenders for FHA loans in Spencer County, KY

These are lenders, not loan officers. Of the lenders LenDb lists, 26 funded FHA home loans in Spencer County, KY in 2025, 53 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (8), Freedom Mortgage (5) and Rocket Mortgage (5). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Spencer County are linked below.

## Most FHA loans funded, 2025

1. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 8 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Spencer County yet.
2. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 5 FHA loans
   - LenDb does not list loan officers at this lender near Spencer County yet.
3. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 5 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Spencer County yet.
4. **[InterLinc Mortgage Services, LLC](https://lendb.ai/lender/interlinc-mortgage-services-llc-205696)**: 5 FHA loans
   - LenDb does not list loan officers at this lender near Spencer County yet.
5. **[AmeriSave Mortgage](https://lendb.ai/lender/amerisave-mortgage-1168)**: 2 FHA loans
   - LenDb does not list loan officers at this lender near Spencer County yet.
6. **[Union Home Mortgage](https://lendb.ai/lender/union-home-mortgage-2229)**: 2 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Spencer County yet.
7. **[Carrington Mortgage Services](https://lendb.ai/lender/carrington-mortgage-services-2600)**: 2 FHA loans
   - LenDb does not list loan officers at this lender near Spencer County yet.
8. **[emm loans llc](https://lendb.ai/lender/emm-loans-llc-2926)**: 2 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Spencer County yet.
9. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 2 FHA loans
   - Loan officers LenDb lists at this lender near Spencer County: 4 ([Robert Clifton](https://lendb.ai/lo/robert-clifton-7291), [Jeremy Wetzel](https://lendb.ai/lo/jeremy-wetzel-3364), [James Clay III](https://lendb.ai/lo/james-clay-47632), more on the lender page)
10. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 2 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Spencer County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/kentucky/spencer-county/fha-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._