{
  "canonical_url": "https://lendb.ai/in/maine/lincoln-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 22 funded FHA home loans in Lincoln County, ME in 2025, 53 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (8), CMG Home Loans (6) and United Wholesale Mortgage (4). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lincoln County are linked below.",
  "county": {
    "fips": "23015",
    "name": "Lincoln County",
    "state": "ME"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 22,
    "lenders_10": 0,
    "loans": 53,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 160025,
            "full_name": "Diane Watson",
            "canonical_url": "https://lendb.ai/lo/diane-watson-160025",
            "branch_city": "Augusta",
            "branch_state": "ME"
          }
        ]
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 219224,
            "full_name": "Catherine Flaherty",
            "canonical_url": "https://lendb.ai/lo/catherine-flaherty-219224",
            "branch_city": "Brunswick",
            "branch_state": "ME"
          },
          {
            "nmls_id": 756063,
            "full_name": "Heidi Rines",
            "canonical_url": "https://lendb.ai/lo/heidi-rines-756063",
            "branch_city": "Gardiner",
            "branch_state": "ME"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1515,
      "name": "Northpoint Mortgage, Inc.",
      "slug": "northpoint-mortgage-inc-1515",
      "canonical_url": "https://lendb.ai/lender/northpoint-mortgage-inc-1515",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 638359,
            "full_name": "Jo Geddis",
            "canonical_url": "https://lendb.ai/lo/jo-geddis-638359",
            "branch_city": "Rockport",
            "branch_state": "ME"
          },
          {
            "nmls_id": 2511421,
            "full_name": "John Wolfington",
            "canonical_url": "https://lendb.ai/lo/john-wolfington-2511421",
            "branch_city": "Rockport",
            "branch_state": "ME"
          },
          {
            "nmls_id": 373101,
            "full_name": "Amber Aucoin",
            "canonical_url": "https://lendb.ai/lo/amber-aucoin-373101",
            "branch_city": "Hallowell",
            "branch_state": "ME"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3043,
      "name": "Megastar Financial Corp.",
      "slug": "megastar-financial-corp-3043",
      "canonical_url": "https://lendb.ai/lender/megastar-financial-corp-3043",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}