{
  "canonical_url": "https://lendb.ai/in/maine/somerset-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 5 funded USDA home loans in Somerset County, ME in 2025, 6 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (2), Northpoint Mortgage, Inc. (1) and Fairway Independent Mortgage Corporation (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Somerset County are linked below.",
  "county": {
    "fips": "23025",
    "name": "Somerset County",
    "state": "ME"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 5,
    "lenders_10": 0,
    "loans": 6,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1515,
      "name": "Northpoint Mortgage, Inc.",
      "slug": "northpoint-mortgage-inc-1515",
      "canonical_url": "https://lendb.ai/lender/northpoint-mortgage-inc-1515",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2764,
      "name": "Total Mortgage Services",
      "slug": "total-mortgage-services-2764",
      "canonical_url": "https://lendb.ai/lender/total-mortgage-services-2764",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}