{
  "canonical_url": "https://lendb.ai/in/maine/waldo-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 26 funded FHA home loans in Waldo County, ME in 2025, 88 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (13), Fairway Independent Mortgage Corporation (11) and CMG Home Loans (10). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Waldo County are linked below.",
  "county": {
    "fips": "23027",
    "name": "Waldo County",
    "state": "ME"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 26,
    "lenders_10": 3,
    "loans": 88,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 13,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 638359,
            "full_name": "Jo Geddis",
            "canonical_url": "https://lendb.ai/lo/jo-geddis-638359",
            "branch_city": "Rockport",
            "branch_state": "ME"
          },
          {
            "nmls_id": 2511421,
            "full_name": "John Wolfington",
            "canonical_url": "https://lendb.ai/lo/john-wolfington-2511421",
            "branch_city": "Rockport",
            "branch_state": "ME"
          },
          {
            "nmls_id": 671325,
            "full_name": "Deb Hacskaylo",
            "canonical_url": "https://lendb.ai/lo/deb-hacskaylo-671325",
            "branch_city": "Waterville",
            "branch_state": "ME"
          }
        ]
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 399490,
            "full_name": "Harvey Gosselin",
            "canonical_url": "https://lendb.ai/lo/harvey-gosselin-399490",
            "branch_city": "Bangor",
            "branch_state": "ME"
          },
          {
            "nmls_id": 419094,
            "full_name": "Rae Ann Rice",
            "canonical_url": "https://lendb.ai/lo/rae-ann-rice-419094",
            "branch_city": "Bangor",
            "branch_state": "ME"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 9,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1025894,
      "name": "Mutual of Omaha Mortgage",
      "slug": "mutual-of-omaha-mortgage-1025894",
      "canonical_url": "https://lendb.ai/lender/mutual-of-omaha-mortgage-1025894",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1281698,
      "name": "Luminate Bank",
      "slug": "luminate-bank-1281698",
      "canonical_url": "https://lendb.ai/lender/luminate-bank-1281698",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1515,
      "name": "Northpoint Mortgage, Inc.",
      "slug": "northpoint-mortgage-inc-1515",
      "canonical_url": "https://lendb.ai/lender/northpoint-mortgage-inc-1515",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}