{
  "canonical_url": "https://lendb.ai/in/maine/waldo-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 5 funded USDA home loans in Waldo County, ME in 2025, 9 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (3), Fairway Independent Mortgage Corporation (3) and American Financial Resources, LLC (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Waldo County are linked below.",
  "county": {
    "fips": "23027",
    "name": "Waldo County",
    "state": "ME"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 5,
    "lenders_10": 0,
    "loans": 9,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 399490,
            "full_name": "Harvey Gosselin",
            "canonical_url": "https://lendb.ai/lo/harvey-gosselin-399490",
            "branch_city": "Bangor",
            "branch_state": "ME"
          },
          {
            "nmls_id": 419094,
            "full_name": "Rae Ann Rice",
            "canonical_url": "https://lendb.ai/lo/rae-ann-rice-419094",
            "branch_city": "Bangor",
            "branch_state": "ME"
          }
        ]
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 638359,
            "full_name": "Jo Geddis",
            "canonical_url": "https://lendb.ai/lo/jo-geddis-638359",
            "branch_city": "Rockport",
            "branch_state": "ME"
          },
          {
            "nmls_id": 2511421,
            "full_name": "John Wolfington",
            "canonical_url": "https://lendb.ai/lo/john-wolfington-2511421",
            "branch_city": "Rockport",
            "branch_state": "ME"
          },
          {
            "nmls_id": 671325,
            "full_name": "Deb Hacskaylo",
            "canonical_url": "https://lendb.ai/lo/deb-hacskaylo-671325",
            "branch_city": "Waterville",
            "branch_state": "ME"
          }
        ]
      }
    },
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 21116,
      "name": "Equity Prime Mortgage LLC",
      "slug": "equity-prime-mortgage-llc-21116",
      "canonical_url": "https://lendb.ai/lender/equity-prime-mortgage-llc-21116",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1281698,
      "name": "Luminate Bank",
      "slug": "luminate-bank-1281698",
      "canonical_url": "https://lendb.ai/lender/luminate-bank-1281698",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}