{
  "canonical_url": "https://lendb.ai/in/maine/york-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 123 funded conventional home loans in York County, ME in 2025, 2,176 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (432), United Wholesale Mortgage (304) and Rocket Mortgage (242). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near York County are linked below.",
  "county": {
    "fips": "23031",
    "name": "York County",
    "state": "ME"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 123,
    "lenders_10": 34,
    "loans": 2176,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 432,
      "includes_brokered": false,
      "loan_officers": {
        "total": 31,
        "people": [
          {
            "nmls_id": 190860,
            "full_name": "Michael Ramini",
            "canonical_url": "https://lendb.ai/lo/michael-ramini-190860",
            "branch_city": "Sanford",
            "branch_state": "ME"
          },
          {
            "nmls_id": 34596,
            "full_name": "Fred Marquez",
            "canonical_url": "https://lendb.ai/lo/fred-marquez-34596",
            "branch_city": "Alfred",
            "branch_state": "ME"
          },
          {
            "nmls_id": 323290,
            "full_name": "Christopher Bedard",
            "canonical_url": "https://lendb.ai/lo/christopher-bedard-323290",
            "branch_city": "Saco",
            "branch_state": "ME"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 304,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 242,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 131,
      "includes_brokered": false,
      "loan_officers": {
        "total": 27,
        "people": [
          {
            "nmls_id": 211686,
            "full_name": "Edward Cobb",
            "canonical_url": "https://lendb.ai/lo/edward-cobb-211686",
            "branch_city": "South Portland",
            "branch_state": "ME"
          },
          {
            "nmls_id": 28952,
            "full_name": "Jeff Morse",
            "canonical_url": "https://lendb.ai/lo/jeffrey-morse-28952",
            "branch_city": "Portsmouth",
            "branch_state": "NH"
          },
          {
            "nmls_id": 157959,
            "full_name": "Kimberly Sawyer",
            "canonical_url": "https://lendb.ai/lo/kimberly-sawyer-157959",
            "branch_city": "Portland",
            "branch_state": "ME"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 74,
      "includes_brokered": false,
      "loan_officers": {
        "total": 10,
        "people": [
          {
            "nmls_id": 8420,
            "full_name": "Phil Laughlin",
            "canonical_url": "https://lendb.ai/lo/phil-laughlin-8420",
            "branch_city": "South Portland",
            "branch_state": "ME"
          },
          {
            "nmls_id": 22261,
            "full_name": "Lili Richmond",
            "canonical_url": "https://lendb.ai/lo/lili-richmond-22261",
            "branch_city": "South Portland",
            "branch_state": "ME"
          },
          {
            "nmls_id": 373914,
            "full_name": "Rick Airey",
            "canonical_url": "https://lendb.ai/lo/rick-airey-373914",
            "branch_city": "South Portland",
            "branch_state": "ME"
          }
        ]
      }
    },
    {
      "nmls_id": 1515,
      "name": "Northpoint Mortgage, Inc.",
      "slug": "northpoint-mortgage-inc-1515",
      "canonical_url": "https://lendb.ai/lender/northpoint-mortgage-inc-1515",
      "loans": 71,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 62,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 43,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 40,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 38,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}