{
  "canonical_url": "https://lendb.ai/in/maine/york-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 55 funded FHA home loans in York County, ME in 2025, 418 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (77), CMG Home Loans (62) and Rocket Mortgage (33). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near York County are linked below.",
  "county": {
    "fips": "23031",
    "name": "York County",
    "state": "ME"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 55,
    "lenders_10": 9,
    "loans": 418,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 77,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 62,
      "includes_brokered": false,
      "loan_officers": {
        "total": 31,
        "people": [
          {
            "nmls_id": 190860,
            "full_name": "Michael Ramini",
            "canonical_url": "https://lendb.ai/lo/michael-ramini-190860",
            "branch_city": "Sanford",
            "branch_state": "ME"
          },
          {
            "nmls_id": 34596,
            "full_name": "Fred Marquez",
            "canonical_url": "https://lendb.ai/lo/fred-marquez-34596",
            "branch_city": "Alfred",
            "branch_state": "ME"
          },
          {
            "nmls_id": 323290,
            "full_name": "Christopher Bedard",
            "canonical_url": "https://lendb.ai/lo/christopher-bedard-323290",
            "branch_city": "Saco",
            "branch_state": "ME"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 33,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 29,
      "includes_brokered": false,
      "loan_officers": {
        "total": 27,
        "people": [
          {
            "nmls_id": 211686,
            "full_name": "Edward Cobb",
            "canonical_url": "https://lendb.ai/lo/edward-cobb-211686",
            "branch_city": "South Portland",
            "branch_state": "ME"
          },
          {
            "nmls_id": 28952,
            "full_name": "Jeff Morse",
            "canonical_url": "https://lendb.ai/lo/jeffrey-morse-28952",
            "branch_city": "Portsmouth",
            "branch_state": "NH"
          },
          {
            "nmls_id": 157959,
            "full_name": "Kimberly Sawyer",
            "canonical_url": "https://lendb.ai/lo/kimberly-sawyer-157959",
            "branch_city": "Portland",
            "branch_state": "ME"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 28,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1515,
      "name": "Northpoint Mortgage, Inc.",
      "slug": "northpoint-mortgage-inc-1515",
      "canonical_url": "https://lendb.ai/lender/northpoint-mortgage-inc-1515",
      "loans": 25,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75243,
      "name": "Paramount Residential Mortgage Group",
      "slug": "paramount-residential-mortgage-group-75243",
      "canonical_url": "https://lendb.ai/lender/paramount-residential-mortgage-group-75243",
      "loans": 16,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 10,
        "people": [
          {
            "nmls_id": 8420,
            "full_name": "Phil Laughlin",
            "canonical_url": "https://lendb.ai/lo/phil-laughlin-8420",
            "branch_city": "South Portland",
            "branch_state": "ME"
          },
          {
            "nmls_id": 22261,
            "full_name": "Lili Richmond",
            "canonical_url": "https://lendb.ai/lo/lili-richmond-22261",
            "branch_city": "South Portland",
            "branch_state": "ME"
          },
          {
            "nmls_id": 373914,
            "full_name": "Rick Airey",
            "canonical_url": "https://lendb.ai/lo/rick-airey-373914",
            "branch_city": "South Portland",
            "branch_state": "ME"
          }
        ]
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 8,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}