{
  "canonical_url": "https://lendb.ai/in/maine/york-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 5 funded USDA home loans in York County, ME in 2025, 16 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (12), Northpoint Mortgage, Inc. (1) and Embrace Home Loans (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near York County are linked below.",
  "county": {
    "fips": "23031",
    "name": "York County",
    "state": "ME"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 5,
    "lenders_10": 1,
    "loans": 16,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 31,
        "people": [
          {
            "nmls_id": 190860,
            "full_name": "Michael Ramini",
            "canonical_url": "https://lendb.ai/lo/michael-ramini-190860",
            "branch_city": "Sanford",
            "branch_state": "ME"
          },
          {
            "nmls_id": 34596,
            "full_name": "Fred Marquez",
            "canonical_url": "https://lendb.ai/lo/fred-marquez-34596",
            "branch_city": "Alfred",
            "branch_state": "ME"
          },
          {
            "nmls_id": 323290,
            "full_name": "Christopher Bedard",
            "canonical_url": "https://lendb.ai/lo/christopher-bedard-323290",
            "branch_city": "Saco",
            "branch_state": "ME"
          }
        ]
      }
    },
    {
      "nmls_id": 1515,
      "name": "Northpoint Mortgage, Inc.",
      "slug": "northpoint-mortgage-inc-1515",
      "canonical_url": "https://lendb.ai/lender/northpoint-mortgage-inc-1515",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2184,
      "name": "Embrace Home Loans",
      "slug": "embrace-home-loans-2184",
      "canonical_url": "https://lendb.ai/lender/embrace-home-loans-2184",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 201293,
            "full_name": "Angela Levesque",
            "canonical_url": "https://lendb.ai/lo/angela-levesque-201293",
            "branch_city": "Portland",
            "branch_state": "ME"
          },
          {
            "nmls_id": 367486,
            "full_name": "Lorne Basile",
            "canonical_url": "https://lendb.ai/lo/lorne-basile-367486",
            "branch_city": "Portland",
            "branch_state": "ME"
          },
          {
            "nmls_id": 473293,
            "full_name": "Bruce Roullard",
            "canonical_url": "https://lendb.ai/lo/bruce-roullard-473293",
            "branch_city": "Portland",
            "branch_state": "ME"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 27,
        "people": [
          {
            "nmls_id": 211686,
            "full_name": "Edward Cobb",
            "canonical_url": "https://lendb.ai/lo/edward-cobb-211686",
            "branch_city": "South Portland",
            "branch_state": "ME"
          },
          {
            "nmls_id": 28952,
            "full_name": "Jeff Morse",
            "canonical_url": "https://lendb.ai/lo/jeffrey-morse-28952",
            "branch_city": "Portsmouth",
            "branch_state": "NH"
          },
          {
            "nmls_id": 157959,
            "full_name": "Kimberly Sawyer",
            "canonical_url": "https://lendb.ai/lo/kimberly-sawyer-157959",
            "branch_city": "Portland",
            "branch_state": "ME"
          }
        ]
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}