{
  "canonical_url": "https://lendb.ai/in/maryland/allegany-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 10 funded USDA home loans in Allegany County, MD in 2025, 34 loans in all, per HMDA, FFIEC/CFPB data. The most active were ALCOVA Mortgage (24), First Colony Mortgage Corporation (2) and Veterans United Home Loans (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Allegany County are linked below.",
  "county": {
    "fips": "24001",
    "name": "Allegany County",
    "state": "MD"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 10,
    "lenders_10": 1,
    "loans": 34,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 40508,
      "name": "ALCOVA Mortgage",
      "slug": "alcova-mortgage-40508",
      "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
      "loans": 24,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 756543,
            "full_name": "Jody Emerick",
            "canonical_url": "https://lendb.ai/lo/jody-emerick-756543",
            "branch_city": "Cumberland",
            "branch_state": "MD"
          },
          {
            "nmls_id": 934863,
            "full_name": "Jason Inglish",
            "canonical_url": "https://lendb.ai/lo/jason-inglish-934863",
            "branch_city": "Cumberland",
            "branch_state": "MD"
          },
          {
            "nmls_id": 2019366,
            "full_name": "Joshua Morgart",
            "canonical_url": "https://lendb.ai/lo/joshua-morgart-2019366",
            "branch_city": "Cumberland",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 3112,
      "name": "First Colony Mortgage Corporation",
      "slug": "first-colony-mortgage-corporation-3112",
      "canonical_url": "https://lendb.ai/lender/first-colony-mortgage-corporation-3112",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3317,
      "name": "Village Capital & Investment LLC",
      "slug": "village-capital-investment-llc-3317",
      "canonical_url": "https://lendb.ai/lender/village-capital-investment-llc-3317",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6521,
      "name": "Homebridge Financial Services",
      "slug": "homebridge-financial-services-6521",
      "canonical_url": "https://lendb.ai/lender/homebridge-financial-services-6521",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399803,
      "name": "Truist Bank",
      "slug": "truist-399803",
      "canonical_url": "https://lendb.ai/lender/truist-399803",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 629700,
      "name": "First Community Mortgage",
      "slug": "first-community-mortgage-629700",
      "canonical_url": "https://lendb.ai/lender/first-community-mortgage-629700",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}