{
  "canonical_url": "https://lendb.ai/in/maryland/baltimore-city/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 122 funded FHA home loans in Baltimore city, MD in 2025, 1,628 loans in all, per HMDA, FFIEC/CFPB data. The most active were First Home Mortgage (133), United Wholesale Mortgage (130) and Rocket Mortgage (104). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Baltimore city are linked below.",
  "county": {
    "fips": "24510",
    "name": "Baltimore city",
    "state": "MD"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 122,
    "lenders_10": 37,
    "loans": 1628,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 71603,
      "name": "First Home Mortgage",
      "slug": "first-home-mortgage-71603",
      "canonical_url": "https://lendb.ai/lender/first-home-mortgage-71603",
      "loans": 133,
      "includes_brokered": false,
      "loan_officers": {
        "total": 51,
        "people": [
          {
            "nmls_id": 109839,
            "full_name": "Thomas Bowen",
            "canonical_url": "https://lendb.ai/lo/thomas-bowen-109839",
            "branch_city": "Baltimore",
            "branch_state": "MD"
          },
          {
            "nmls_id": 217844,
            "full_name": "Lewis Waller",
            "canonical_url": "https://lendb.ai/lo/lewis-waller-217844",
            "branch_city": "Baltimore",
            "branch_state": "MD"
          },
          {
            "nmls_id": 448776,
            "full_name": "Jason Lerner",
            "canonical_url": "https://lendb.ai/lo/jason-lerner-448776",
            "branch_city": "Baltimore",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 130,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 104,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 96,
      "includes_brokered": false,
      "loan_officers": {
        "total": 45,
        "people": [
          {
            "nmls_id": 13938,
            "full_name": "Jason Charles McLaughlin",
            "canonical_url": "https://lendb.ai/lo/jason-mclaughlin-13938",
            "branch_city": "Linthicum Heights",
            "branch_state": "MD"
          },
          {
            "nmls_id": 145055,
            "full_name": "Mary Sirico Levinson",
            "canonical_url": "https://lendb.ai/lo/mary-levinson-145055",
            "branch_city": "Linthicum",
            "branch_state": "MD"
          },
          {
            "nmls_id": 174898,
            "full_name": "Bruce Alan Dorsey",
            "canonical_url": "https://lendb.ai/lo/bruce-dorsey-174898",
            "branch_city": "Linthicum Heights",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 381076,
      "name": "M&T Bank",
      "slug": "m-t-bank-381076",
      "canonical_url": "https://lendb.ai/lender/m-t-bank-381076",
      "loans": 67,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 832799,
      "name": "Direct Mortgage Loans",
      "slug": "direct-mortgage-loans-832799",
      "canonical_url": "https://lendb.ai/lender/direct-mortgage-loans-832799",
      "loans": 61,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 59,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3094,
      "name": "Primary Residential Mortgage (PRMI)",
      "slug": "primary-residential-mortgage-3094",
      "canonical_url": "https://lendb.ai/lender/primary-residential-mortgage-3094",
      "loans": 59,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3028,
      "name": "Towne Mortgage Company",
      "slug": "towne-mortgage-company-3028",
      "canonical_url": "https://lendb.ai/lender/towne-mortgage-company-3028",
      "loans": 49,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 49,
      "includes_brokered": false,
      "loan_officers": {
        "total": 37,
        "people": [
          {
            "nmls_id": 1067417,
            "full_name": "Max Spitalny",
            "canonical_url": "https://lendb.ai/lo/max-spitalny-1067417",
            "branch_city": "Baltimore",
            "branch_state": "MD"
          },
          {
            "nmls_id": 1607580,
            "full_name": "Andrew Wagner",
            "canonical_url": "https://lendb.ai/lo/andrew-wagner-1607580",
            "branch_city": "Baltimore",
            "branch_state": "MD"
          },
          {
            "nmls_id": 1802111,
            "full_name": "Justin McManus",
            "canonical_url": "https://lendb.ai/lo/justin-mcmanus-1802111",
            "branch_city": "Baltimore",
            "branch_state": "MD"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}