{
  "canonical_url": "https://lendb.ai/in/maryland/carroll-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 81 funded FHA home loans in Carroll County, MD in 2025, 372 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (49), United Wholesale Mortgage (39) and Freedom Mortgage (23). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Carroll County are linked below.",
  "county": {
    "fips": "24013",
    "name": "Carroll County",
    "state": "MD"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 81,
    "lenders_10": 9,
    "loans": 372,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 49,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 39,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 23,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3094,
      "name": "Primary Residential Mortgage (PRMI)",
      "slug": "primary-residential-mortgage-3094",
      "canonical_url": "https://lendb.ai/lender/primary-residential-mortgage-3094",
      "loans": 19,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 17,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 26,
        "people": [
          {
            "nmls_id": 5692,
            "full_name": "Ryan George",
            "canonical_url": "https://lendb.ai/lo/ryan-george-5692",
            "branch_city": "Frederick",
            "branch_state": "MD"
          },
          {
            "nmls_id": 183586,
            "full_name": "Dimitrios (Jim) Viennas",
            "canonical_url": "https://lendb.ai/lo/dimitrios-viennas-183586",
            "branch_city": "Frederick",
            "branch_state": "MD"
          },
          {
            "nmls_id": 2859992,
            "full_name": "Gaby RG",
            "canonical_url": "https://lendb.ai/lo/gabriella-riffle-gonzalez-2859992",
            "branch_city": "Frederick",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 1628427,
            "full_name": "Caleigh Banker",
            "canonical_url": "https://lendb.ai/lo/caleigh-banker-1628427",
            "branch_city": "Sykesville",
            "branch_state": "MD"
          },
          {
            "nmls_id": 141170,
            "full_name": "Kimberly Smrek",
            "canonical_url": "https://lendb.ai/lo/kimberly-smrek-141170",
            "branch_city": "Ellicott City",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 71603,
      "name": "First Home Mortgage",
      "slug": "first-home-mortgage-71603",
      "canonical_url": "https://lendb.ai/lender/first-home-mortgage-71603",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 225433,
            "full_name": "RL Kyker",
            "canonical_url": "https://lendb.ai/lo/rl-kyker-225433",
            "branch_city": "Westminster",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 179208,
            "full_name": "Jason Fox",
            "canonical_url": "https://lendb.ai/lo/jason-fox-179208",
            "branch_city": "Frederick",
            "branch_state": "MD"
          },
          {
            "nmls_id": 723269,
            "full_name": "Jeremy Scott Poling",
            "canonical_url": "https://lendb.ai/lo/jeremy-poling-723269",
            "branch_city": "Frederick",
            "branch_state": "MD"
          },
          {
            "nmls_id": 146562,
            "full_name": "Curtis Isaac Myers",
            "canonical_url": "https://lendb.ai/lo/curtis-isaac-myers-146562",
            "branch_city": "Columbia",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 832799,
      "name": "Direct Mortgage Loans",
      "slug": "direct-mortgage-loans-832799",
      "canonical_url": "https://lendb.ai/lender/direct-mortgage-loans-832799",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}