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canonical_url: https://lendb.ai/in/maryland/carroll-county/usda-loans
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# Top lenders for USDA loans in Carroll County, MD

These are lenders, not loan officers. Of the lenders LenDb lists, 14 funded USDA home loans in Carroll County, MD in 2025, 18 loans in all, per HMDA, FFIEC/CFPB data. The most active were Embrace Home Loans (2), United Wholesale Mortgage (2) and Primary Residential Mortgage (PRMI) (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Carroll County are linked below.

## Most USDA loans funded, 2025

1. **[Embrace Home Loans](https://lendb.ai/lender/embrace-home-loans-2184)**: 2 USDA loans
   - Loan officers LenDb lists at this lender near Carroll County: 14 ([Stephanie David Walker](https://lendb.ai/lo/stephanie-david-walker-137004), [Tim Higgins](https://lendb.ai/lo/timothy-higgins-177057), [Matthew O'Connell](https://lendb.ai/lo/matthew-o-connell-239152), more on the lender page)
2. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 2 USDA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Carroll County yet.
3. **[Primary Residential Mortgage (PRMI)](https://lendb.ai/lender/primary-residential-mortgage-3094)**: 2 USDA loans
   - LenDb does not list loan officers at this lender near Carroll County yet.
4. **[OriginPoint LLC](https://lendb.ai/lender/originpoint-llc-2185899)**: 2 USDA loans
   - LenDb does not list loan officers at this lender near Carroll County yet.
5. **[American Financial Resources, LLC](https://lendb.ai/lender/american-financial-resources-llc-2826)**: 1 USDA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Carroll County yet.
6. **[NFM Lending](https://lendb.ai/lender/nfm-lending-2893)**: 1 USDA loans
   - Loan officers LenDb lists at this lender near Carroll County: 3 ([Jason Fox](https://lendb.ai/lo/jason-fox-179208), [Jeremy Scott Poling](https://lendb.ai/lo/jeremy-poling-723269), [Curtis Isaac Myers](https://lendb.ai/lo/curtis-isaac-myers-146562))
7. **[VanDyk Mortgage](https://lendb.ai/lender/vandyk-mortgage-3035)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near Carroll County yet.
8. **[Guild Mortgage](https://lendb.ai/lender/guild-mortgage-3274)**: 1 USDA loans
   - Loan officers LenDb lists at this lender near Carroll County: 13 ([Kevin Sapp](https://lendb.ai/lo/kevin-sapp-396744), [Brenda Evans](https://lendb.ai/lo/brenda-evans-460001), [Richard Miller](https://lendb.ai/lo/richard-miller-155674), more on the lender page)
9. **[Kind Lending, LLC](https://lendb.ai/lender/kind-lending-3925)**: 1 USDA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Carroll County yet.
10. **[Equity Prime Mortgage LLC](https://lendb.ai/lender/equity-prime-mortgage-llc-21116)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near Carroll County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/maryland/carroll-county/usda-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._