{
  "canonical_url": "https://lendb.ai/in/maryland/cecil-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 105 funded conventional home loans in Cecil County, MD in 2025, 882 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (156), Rocket Mortgage (138) and Pennymac (35). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cecil County are linked below.",
  "county": {
    "fips": "24015",
    "name": "Cecil County",
    "state": "MD"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 105,
    "lenders_10": 22,
    "loans": 882,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 156,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 147143,
            "full_name": "Kim Pettitt",
            "canonical_url": "https://lendb.ai/lo/kim-pettitt-147143",
            "branch_city": "Elkton",
            "branch_state": "MD"
          },
          {
            "nmls_id": 162425,
            "full_name": "Phil Davis",
            "canonical_url": "https://lendb.ai/lo/william-davis-162425",
            "branch_city": "Elkton",
            "branch_state": "MD"
          },
          {
            "nmls_id": 1580300,
            "full_name": "Kayla Funk",
            "canonical_url": "https://lendb.ai/lo/kayla-funk-1580300",
            "branch_city": "Elkton",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 138,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 35,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 130829,
      "name": "Pike Creek Mortgage Services, Inc.",
      "slug": "pike-creek-mortgage-services-inc-130829",
      "canonical_url": "https://lendb.ai/lender/pike-creek-mortgage-services-inc-130829",
      "loans": 35,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 23,
        "people": [
          {
            "nmls_id": 899769,
            "full_name": "Christopher Patille",
            "canonical_url": "https://lendb.ai/lo/christopher-patille-899769",
            "branch_city": "Wilmington",
            "branch_state": "DE"
          },
          {
            "nmls_id": 1145292,
            "full_name": "Rachel Wagner",
            "canonical_url": "https://lendb.ai/lo/rachel-wagner-1145292",
            "branch_city": "Wilmington",
            "branch_state": "DE"
          },
          {
            "nmls_id": 1576080,
            "full_name": "Amber Mancino",
            "canonical_url": "https://lendb.ai/lo/amber-mancino-1576080",
            "branch_city": "Wilmington",
            "branch_state": "DE"
          }
        ]
      }
    },
    {
      "nmls_id": 6666,
      "name": "Envoy Mortgage",
      "slug": "envoy-mortgage-6666",
      "canonical_url": "https://lendb.ai/lender/envoy-mortgage-6666",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 135512,
            "full_name": "Jake Smith",
            "canonical_url": "https://lendb.ai/lo/jake-smith-135512",
            "branch_city": "Bel Air",
            "branch_state": "MD"
          },
          {
            "nmls_id": 939869,
            "full_name": "Zachary Hayes",
            "canonical_url": "https://lendb.ai/lo/zachary-hayes-939869",
            "branch_city": "Bel Air",
            "branch_state": "MD"
          },
          {
            "nmls_id": 178135,
            "full_name": "Tiffany Moxley",
            "canonical_url": "https://lendb.ai/lo/tiffany-moxley-178135",
            "branch_city": "Bel Air",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 21,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1019,
      "name": "MLD Mortgage Inc.",
      "slug": "mld-mortgage-inc-1019",
      "canonical_url": "https://lendb.ai/lender/mld-mortgage-inc-1019",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3094,
      "name": "Primary Residential Mortgage (PRMI)",
      "slug": "primary-residential-mortgage-3094",
      "canonical_url": "https://lendb.ai/lender/primary-residential-mortgage-3094",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 19,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}