{
  "canonical_url": "https://lendb.ai/in/maryland/charles-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 116 funded FHA home loans in Charles County, MD in 2025, 1,120 loans in all, per HMDA, FFIEC/CFPB data. The most active were Lennar Mortgage (98), United Wholesale Mortgage (87) and Rocket Mortgage (84). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Charles County are linked below.",
  "county": {
    "fips": "24017",
    "name": "Charles County",
    "state": "MD"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 116,
    "lenders_10": 25,
    "loans": 1120,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1058,
      "name": "Lennar Mortgage",
      "slug": "lennar-mortgage-1058",
      "canonical_url": "https://lendb.ai/lender/lennar-mortgage-1058",
      "loans": 98,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 87,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 84,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 81,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 73,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 53,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 46,
      "includes_brokered": false,
      "loan_officers": {
        "total": 23,
        "people": [
          {
            "nmls_id": 1956955,
            "full_name": "Jim Conley",
            "canonical_url": "https://lendb.ai/lo/james-conley-1956955",
            "branch_city": "Hughesville",
            "branch_state": "MD"
          },
          {
            "nmls_id": 2656628,
            "full_name": "Ken Powell",
            "canonical_url": "https://lendb.ai/lo/ken-powell-2656628",
            "branch_city": "Hughesville",
            "branch_state": "MD"
          },
          {
            "nmls_id": 475661,
            "full_name": "Scott Hine",
            "canonical_url": "https://lendb.ai/lo/scott-hine-475661",
            "branch_city": "Fredericksburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 71603,
      "name": "First Home Mortgage",
      "slug": "first-home-mortgage-71603",
      "canonical_url": "https://lendb.ai/lender/first-home-mortgage-71603",
      "loans": 42,
      "includes_brokered": false,
      "loan_officers": {
        "total": 20,
        "people": [
          {
            "nmls_id": 215208,
            "full_name": "Erin Johnson",
            "canonical_url": "https://lendb.ai/lo/erin-johnson-215208",
            "branch_city": "La Plata",
            "branch_state": "MD"
          },
          {
            "nmls_id": 1447128,
            "full_name": "Jose Strickland",
            "canonical_url": "https://lendb.ai/lo/jose-strickland-1447128",
            "branch_city": "La Plata",
            "branch_state": "MD"
          },
          {
            "nmls_id": 2860668,
            "full_name": "Myles Jackson",
            "canonical_url": "https://lendb.ai/lo/myles-jackson-2860668",
            "branch_city": "La Plata",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 38,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 35,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 199611,
            "full_name": "James Johnson",
            "canonical_url": "https://lendb.ai/lo/james-johnson-199611",
            "branch_city": "Dunkirk",
            "branch_state": "MD"
          },
          {
            "nmls_id": 216306,
            "full_name": "Mark Niosi",
            "canonical_url": "https://lendb.ai/lo/mark-niosi-216306",
            "branch_city": "Dunkirk",
            "branch_state": "MD"
          },
          {
            "nmls_id": 459790,
            "full_name": "Stan Carlyle",
            "canonical_url": "https://lendb.ai/lo/stan-carlyle-459790",
            "branch_city": "Dunkirk",
            "branch_state": "MD"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}