{
  "canonical_url": "https://lendb.ai/in/maryland/charles-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 12 funded USDA home loans in Charles County, MD in 2025, 21 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (3), First Home Mortgage (3) and TowneBank Mortgage (3). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Charles County are linked below.",
  "county": {
    "fips": "24017",
    "name": "Charles County",
    "state": "MD"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 12,
    "lenders_10": 0,
    "loans": 21,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 199735,
            "full_name": "Doug Salzman",
            "canonical_url": "https://lendb.ai/lo/douglas-salzman-199735",
            "branch_city": "Fredericksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1656367,
            "full_name": "Robert Gaskins",
            "canonical_url": "https://lendb.ai/lo/robert-gaskins-1656367",
            "branch_city": "Falls Church",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 71603,
      "name": "First Home Mortgage",
      "slug": "first-home-mortgage-71603",
      "canonical_url": "https://lendb.ai/lender/first-home-mortgage-71603",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 20,
        "people": [
          {
            "nmls_id": 215208,
            "full_name": "Erin Johnson",
            "canonical_url": "https://lendb.ai/lo/erin-johnson-215208",
            "branch_city": "La Plata",
            "branch_state": "MD"
          },
          {
            "nmls_id": 1447128,
            "full_name": "Jose Strickland",
            "canonical_url": "https://lendb.ai/lo/jose-strickland-1447128",
            "branch_city": "La Plata",
            "branch_state": "MD"
          },
          {
            "nmls_id": 2860668,
            "full_name": "Myles Jackson",
            "canonical_url": "https://lendb.ai/lo/myles-jackson-2860668",
            "branch_city": "La Plata",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 512138,
      "name": "TowneBank Mortgage",
      "slug": "townebank-mortgage-512138",
      "canonical_url": "https://lendb.ai/lender/townebank-mortgage-512138",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39610,
      "name": "Bay Capital Mortgage Corporation",
      "slug": "bay-capital-mortgage-corporation-39610",
      "canonical_url": "https://lendb.ai/lender/bay-capital-mortgage-corporation-39610",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 186434,
      "name": "Waterstone Mortgage",
      "slug": "waterstone-mortgage-186434",
      "canonical_url": "https://lendb.ai/lender/waterstone-mortgage-186434",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1515,
      "name": "Northpoint Mortgage, Inc.",
      "slug": "northpoint-mortgage-inc-1515",
      "canonical_url": "https://lendb.ai/lender/northpoint-mortgage-inc-1515",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1788,
      "name": "Sierra Pacific Mortgage Company Inc",
      "slug": "sierra-pacific-mortgage-company-inc-1788",
      "canonical_url": "https://lendb.ai/lender/sierra-pacific-mortgage-company-inc-1788",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2184,
      "name": "Embrace Home Loans",
      "slug": "embrace-home-loans-2184",
      "canonical_url": "https://lendb.ai/lender/embrace-home-loans-2184",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 186602,
            "full_name": "Karla Melgar",
            "canonical_url": "https://lendb.ai/lo/karla-melgar-186602",
            "branch_city": "La Plata",
            "branch_state": "MD"
          },
          {
            "nmls_id": 2053367,
            "full_name": "Tyler Martinez",
            "canonical_url": "https://lendb.ai/lo/tyler-martinez-2053367",
            "branch_city": "La Plata",
            "branch_state": "MD"
          },
          {
            "nmls_id": 1545845,
            "full_name": "David Aikman",
            "canonical_url": "https://lendb.ai/lo/david-aikman-1545845",
            "branch_city": "Woodbridge",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3028,
      "name": "Towne Mortgage Company",
      "slug": "towne-mortgage-company-3028",
      "canonical_url": "https://lendb.ai/lender/towne-mortgage-company-3028",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}