{
  "canonical_url": "https://lendb.ai/in/maryland/dorchester-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 9 funded USDA home loans in Dorchester County, MD in 2025, 14 loans in all, per HMDA, FFIEC/CFPB data. The most active were Bay Capital Mortgage Corporation (3), CMG Home Loans (2) and First Home Mortgage (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Dorchester County are linked below.",
  "county": {
    "fips": "24019",
    "name": "Dorchester County",
    "state": "MD"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 9,
    "lenders_10": 0,
    "loans": 14,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 39610,
      "name": "Bay Capital Mortgage Corporation",
      "slug": "bay-capital-mortgage-corporation-39610",
      "canonical_url": "https://lendb.ai/lender/bay-capital-mortgage-corporation-39610",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 1011175,
            "full_name": "Elizabeth Calabrese",
            "canonical_url": "https://lendb.ai/lo/elizabeth-calabrese-1011175",
            "branch_city": "Salisbury",
            "branch_state": "MD"
          },
          {
            "nmls_id": 1098459,
            "full_name": "Shawn Hunt",
            "canonical_url": "https://lendb.ai/lo/shawn-hunt-1098459",
            "branch_city": "Salisbury",
            "branch_state": "MD"
          },
          {
            "nmls_id": 1443665,
            "full_name": "Aaron Jones",
            "canonical_url": "https://lendb.ai/lo/aaron-jones-1443665",
            "branch_city": "Salisbury",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 71603,
      "name": "First Home Mortgage",
      "slug": "first-home-mortgage-71603",
      "canonical_url": "https://lendb.ai/lender/first-home-mortgage-71603",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 1375134,
            "full_name": "Shane Gunther",
            "canonical_url": "https://lendb.ai/lo/shane-gunther-1375134",
            "branch_city": "Easton",
            "branch_state": "MD"
          },
          {
            "nmls_id": 1558861,
            "full_name": "Tom Draper",
            "canonical_url": "https://lendb.ai/lo/thomas-draper-1558861",
            "branch_city": "Easton",
            "branch_state": "MD"
          },
          {
            "nmls_id": 142925,
            "full_name": "Jim Moran",
            "canonical_url": "https://lendb.ai/lo/james-moran-142925",
            "branch_city": "Hollywood",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 512138,
      "name": "TowneBank Mortgage",
      "slug": "townebank-mortgage-512138",
      "canonical_url": "https://lendb.ai/lender/townebank-mortgage-512138",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2926,
      "name": "emm loans llc",
      "slug": "emm-loans-llc-2926",
      "canonical_url": "https://lendb.ai/lender/emm-loans-llc-2926",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1598647,
      "name": "Guaranteed Rate Affinity, LLC",
      "slug": "guaranteed-rate-affinity-llc-1598647",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-affinity-llc-1598647",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}