{
  "canonical_url": "https://lendb.ai/in/maryland/frederick-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 174 funded conventional home loans in Frederick County, MD in 2025, 3,302 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (481), United Wholesale Mortgage (181) and NVR Mortgage (163). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Frederick County are linked below.",
  "county": {
    "fips": "24021",
    "name": "Frederick County",
    "state": "MD"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 174,
    "lenders_10": 61,
    "loans": 3302,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 481,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 181,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 163,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 147,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 124,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 90,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 179208,
            "full_name": "Jason Fox",
            "canonical_url": "https://lendb.ai/lo/jason-fox-179208",
            "branch_city": "Frederick",
            "branch_state": "MD"
          },
          {
            "nmls_id": 723269,
            "full_name": "Jeremy Scott Poling",
            "canonical_url": "https://lendb.ai/lo/jeremy-poling-723269",
            "branch_city": "Frederick",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 399803,
      "name": "Truist Bank",
      "slug": "truist-399803",
      "canonical_url": "https://lendb.ai/lender/truist-399803",
      "loans": 86,
      "includes_brokered": false,
      "loan_officers": {
        "total": 27,
        "people": [
          {
            "nmls_id": 414601,
            "full_name": "Megan Beaulieu",
            "canonical_url": "https://lendb.ai/lo/megan-beaulieu-414601",
            "branch_city": "Frederick",
            "branch_state": "MD"
          },
          {
            "nmls_id": 615368,
            "full_name": "John Riordan",
            "canonical_url": "https://lendb.ai/lo/john-riordan-615368",
            "branch_city": "Sykesville",
            "branch_state": "MD"
          },
          {
            "nmls_id": 87496,
            "full_name": "Mark Fegani",
            "canonical_url": "https://lendb.ai/lo/mark-fegani-87496",
            "branch_city": "Sterling",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 512138,
      "name": "TowneBank Mortgage",
      "slug": "townebank-mortgage-512138",
      "canonical_url": "https://lendb.ai/lender/townebank-mortgage-512138",
      "loans": 83,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 75,
      "includes_brokered": false,
      "loan_officers": {
        "total": 15,
        "people": [
          {
            "nmls_id": 5692,
            "full_name": "Ryan George",
            "canonical_url": "https://lendb.ai/lo/ryan-george-5692",
            "branch_city": "Frederick",
            "branch_state": "MD"
          },
          {
            "nmls_id": 183586,
            "full_name": "Dimitrios (Jim) Viennas",
            "canonical_url": "https://lendb.ai/lo/dimitrios-viennas-183586",
            "branch_city": "Frederick",
            "branch_state": "MD"
          },
          {
            "nmls_id": 2859992,
            "full_name": "Gaby RG",
            "canonical_url": "https://lendb.ai/lo/gabriella-riffle-gonzalez-2859992",
            "branch_city": "Frederick",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 74,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}