{
  "canonical_url": "https://lendb.ai/in/maryland/frederick-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 99 funded FHA home loans in Frederick County, MD in 2025, 719 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (67), Rocket Mortgage (64) and NVR Mortgage (48). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Frederick County are linked below.",
  "county": {
    "fips": "24021",
    "name": "Frederick County",
    "state": "MD"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 99,
    "lenders_10": 20,
    "loans": 719,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 67,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 64,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 48,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 43,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 37,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 512138,
      "name": "TowneBank Mortgage",
      "slug": "townebank-mortgage-512138",
      "canonical_url": "https://lendb.ai/lender/townebank-mortgage-512138",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 1415391,
            "full_name": "Jeffrey Novotny",
            "canonical_url": "https://lendb.ai/lo/jeffrey-novotny-1415391",
            "branch_city": "Gaithersburg",
            "branch_state": "MD"
          },
          {
            "nmls_id": 187417,
            "full_name": "Paul Lancaster",
            "canonical_url": "https://lendb.ai/lo/paul-lancaster-187417",
            "branch_city": "Rockville",
            "branch_state": "MD"
          },
          {
            "nmls_id": 206870,
            "full_name": "Eric Suissa",
            "canonical_url": "https://lendb.ai/lo/eric-suissa-206870",
            "branch_city": "Rockville",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 832799,
      "name": "Direct Mortgage Loans",
      "slug": "direct-mortgage-loans-832799",
      "canonical_url": "https://lendb.ai/lender/direct-mortgage-loans-832799",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 19,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 179208,
            "full_name": "Jason Fox",
            "canonical_url": "https://lendb.ai/lo/jason-fox-179208",
            "branch_city": "Frederick",
            "branch_state": "MD"
          },
          {
            "nmls_id": 723269,
            "full_name": "Jeremy Scott Poling",
            "canonical_url": "https://lendb.ai/lo/jeremy-poling-723269",
            "branch_city": "Frederick",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 19,
      "includes_brokered": false,
      "loan_officers": {
        "total": 15,
        "people": [
          {
            "nmls_id": 5692,
            "full_name": "Ryan George",
            "canonical_url": "https://lendb.ai/lo/ryan-george-5692",
            "branch_city": "Frederick",
            "branch_state": "MD"
          },
          {
            "nmls_id": 183586,
            "full_name": "Dimitrios (Jim) Viennas",
            "canonical_url": "https://lendb.ai/lo/dimitrios-viennas-183586",
            "branch_city": "Frederick",
            "branch_state": "MD"
          },
          {
            "nmls_id": 2859992,
            "full_name": "Gaby RG",
            "canonical_url": "https://lendb.ai/lo/gabriella-riffle-gonzalez-2859992",
            "branch_city": "Frederick",
            "branch_state": "MD"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}