{ "canonical_url": "https://lendb.ai/in/maryland/frederick-county/usda-loans", "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 14 funded USDA home loans in Frederick County, MD in 2025, 20 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (4), American Financial Resources, LLC (2) and CrossCountry Mortgage (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Frederick County are linked below.", "county": { "fips": "24021", "name": "Frederick County", "state": "MD" }, "loan_type": "usda", "year": 2025, "source": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "totals": { "lenders": 14, "lenders_10": 0, "loans": 20, "qualifies": false }, "lenders": [ { "nmls_id": 1820, "name": "CMG Home Loans", "slug": "cmg-home-loans-1820", "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820", "loans": 4, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 2826, "name": "American Financial Resources, LLC", "slug": "american-financial-resources-llc-2826", "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826", "loans": 2, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "loans": 2, "includes_brokered": false, "loan_officers": { "total": 15, "people": [ { "nmls_id": 5692, "full_name": "Ryan George", "canonical_url": "https://lendb.ai/lo/ryan-george-5692", "branch_city": "Frederick", "branch_state": "MD" }, { "nmls_id": 183586, "full_name": "Dimitrios (Jim) Viennas", "canonical_url": "https://lendb.ai/lo/dimitrios-viennas-183586", "branch_city": "Frederick", "branch_state": "MD" }, { "nmls_id": 2859992, "full_name": "Gaby RG", "canonical_url": "https://lendb.ai/lo/gabriella-riffle-gonzalez-2859992", "branch_city": "Frederick", "branch_state": "MD" } ] } }, { "nmls_id": 512138, "name": "TowneBank Mortgage", "slug": "townebank-mortgage-512138", "canonical_url": "https://lendb.ai/lender/townebank-mortgage-512138", "loans": 2, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 1850, "name": "American Pacific Mortgage", "slug": "american-pacific-mortgage-1850", "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850", "loans": 1, "includes_brokered": false, "loan_officers": { "total": 19, "people": [ { "nmls_id": 1967263, "full_name": "Eliel Banegas", "canonical_url": "https://lendb.ai/lo/eliel-banegas-1967263", "branch_city": "Gaithersburg", "branch_state": "MD" }, { "nmls_id": 2298266, "full_name": "Claudia Gomez", "canonical_url": "https://lendb.ai/lo/claudia-gomez-2298266", "branch_city": "Gaithersburg", "branch_state": "MD" }, { "nmls_id": 144458, "full_name": "Andy Berryman", "canonical_url": "https://lendb.ai/lo/andy-berryman-144458", "branch_city": "Waynesboro", "branch_state": "PA" } ] } }, { "nmls_id": 2289, "name": "Fairway Independent Mortgage Corporation", "slug": "fairway-independent-mortgage-2289", "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289", "loans": 1, "includes_brokered": false, "loan_officers": { "total": 4, "people": [ { "nmls_id": 188505, "full_name": "Lee Smith", "canonical_url": "https://lendb.ai/lo/lee-smith-188505", "branch_city": "Frederick", "branch_state": "MD" }, { "nmls_id": 35159, "full_name": "Maryellen Little", "canonical_url": "https://lendb.ai/lo/maryellen-little-35159", "branch_city": "Frederick", "branch_state": "MD" }, { "nmls_id": 448510, "full_name": "Bryan Moran", "canonical_url": "https://lendb.ai/lo/bryan-moran-448510", "branch_city": "Frederick", "branch_state": "MD" } ] } }, { "nmls_id": 2893, "name": "NFM Lending", "slug": "nfm-lending-2893", "canonical_url": "https://lendb.ai/lender/nfm-lending-2893", "loans": 1, "includes_brokered": false, "loan_officers": { "total": 2, "people": [ { "nmls_id": 179208, "full_name": "Jason Fox", "canonical_url": "https://lendb.ai/lo/jason-fox-179208", "branch_city": "Frederick", "branch_state": "MD" }, { "nmls_id": 723269, "full_name": "Jeremy Scott Poling", "canonical_url": "https://lendb.ai/lo/jeremy-poling-723269", "branch_city": "Frederick", "branch_state": "MD" } ] } }, { "nmls_id": 75164, "name": "Prosperity Home Mortgage", "slug": "prosperity-home-mortgage-75164", "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164", "loans": 1, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 86548, "name": "First Heritage Mortgage", "slug": "first-heritage-mortgage-86548", "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548", "loans": 1, "includes_brokered": false, "loan_officers": { "total": 7, "people": [ { "nmls_id": 1415391, "full_name": "Jeffrey Novotny", "canonical_url": "https://lendb.ai/lo/jeffrey-novotny-1415391", "branch_city": "Gaithersburg", "branch_state": "MD" }, { "nmls_id": 187417, "full_name": "Paul Lancaster", "canonical_url": "https://lendb.ai/lo/paul-lancaster-187417", "branch_city": "Rockville", "branch_state": "MD" }, { "nmls_id": 206870, "full_name": "Eric Suissa", "canonical_url": "https://lendb.ai/lo/eric-suissa-206870", "branch_city": "Rockville", "branch_state": "MD" } ] } }, { "nmls_id": 185076, "name": "1st Financial, Inc.", "slug": "1st-financial-inc-185076", "canonical_url": "https://lendb.ai/lender/1st-financial-inc-185076", "loans": 1, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }