{
  "canonical_url": "https://lendb.ai/in/maryland/harford-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 148 funded conventional home loans in Harford County, MD in 2025, 2,319 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (311), First Home Mortgage (140) and Primary Residential Mortgage (PRMI) (138). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Harford County are linked below.",
  "county": {
    "fips": "24025",
    "name": "Harford County",
    "state": "MD"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 148,
    "lenders_10": 49,
    "loans": 2319,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 311,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 71603,
      "name": "First Home Mortgage",
      "slug": "first-home-mortgage-71603",
      "canonical_url": "https://lendb.ai/lender/first-home-mortgage-71603",
      "loans": 140,
      "includes_brokered": false,
      "loan_officers": {
        "total": 24,
        "people": [
          {
            "nmls_id": 134824,
            "full_name": "Drew Gilmartin",
            "canonical_url": "https://lendb.ai/lo/andrew-gilmartin-134824",
            "branch_city": "Bel Air",
            "branch_state": "MD"
          },
          {
            "nmls_id": 173885,
            "full_name": "Tom Cumpston",
            "canonical_url": "https://lendb.ai/lo/thomas-cumpston-173885",
            "branch_city": "Bel Air",
            "branch_state": "MD"
          },
          {
            "nmls_id": 224067,
            "full_name": "Laura Reese",
            "canonical_url": "https://lendb.ai/lo/laura-reese-224067",
            "branch_city": "Bel Air",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 3094,
      "name": "Primary Residential Mortgage (PRMI)",
      "slug": "primary-residential-mortgage-3094",
      "canonical_url": "https://lendb.ai/lender/primary-residential-mortgage-3094",
      "loans": 138,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 128,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 91,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 81,
      "includes_brokered": false,
      "loan_officers": {
        "total": 38,
        "people": [
          {
            "nmls_id": 13938,
            "full_name": "Jason Charles McLaughlin",
            "canonical_url": "https://lendb.ai/lo/jason-mclaughlin-13938",
            "branch_city": "Linthicum Heights",
            "branch_state": "MD"
          },
          {
            "nmls_id": 145055,
            "full_name": "Mary Sirico Levinson",
            "canonical_url": "https://lendb.ai/lo/mary-levinson-145055",
            "branch_city": "Linthicum",
            "branch_state": "MD"
          },
          {
            "nmls_id": 174898,
            "full_name": "Bruce Alan Dorsey",
            "canonical_url": "https://lendb.ai/lo/bruce-dorsey-174898",
            "branch_city": "Linthicum Heights",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 77,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 832799,
      "name": "Direct Mortgage Loans",
      "slug": "direct-mortgage-loans-832799",
      "canonical_url": "https://lendb.ai/lender/direct-mortgage-loans-832799",
      "loans": 76,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 75,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 56,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 144907,
            "full_name": "Ron Riccitelli Jr",
            "canonical_url": "https://lendb.ai/lo/ron-riccitelli-jr-144907",
            "branch_city": "Bel Air",
            "branch_state": "MD"
          },
          {
            "nmls_id": 160380,
            "full_name": "Corey Anderson",
            "canonical_url": "https://lendb.ai/lo/corey-anderson-160380",
            "branch_city": "Forest Hill",
            "branch_state": "MD"
          },
          {
            "nmls_id": 180395,
            "full_name": "Nathan Sommers",
            "canonical_url": "https://lendb.ai/lo/nathan-sommers-180395",
            "branch_city": "Forest Hill",
            "branch_state": "MD"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}