---
canonical_url: https://lendb.ai/in/maryland/harford-county/usda-loans
---

# Top lenders for USDA loans in Harford County, MD

These are lenders, not loan officers. Of the lenders LenDb lists, 8 funded USDA home loans in Harford County, MD in 2025, 10 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (3), Fairway Independent Mortgage Corporation (1) and United Wholesale Mortgage (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Harford County are linked below.

## Most USDA loans funded, 2025

1. **[CMG Home Loans](https://lendb.ai/lender/cmg-home-loans-1820)**: 3 USDA loans
   - Loan officers LenDb lists at this lender near Harford County: 11 ([Baron Scarlett, Jr.](https://lendb.ai/lo/baron-scarlettjr-476327), [Stuart Epstein](https://lendb.ai/lo/stuart-epstein-789382), [George Flower](https://lendb.ai/lo/george-flower-193157), more on the lender page)
2. **[Fairway Independent Mortgage Corporation](https://lendb.ai/lender/fairway-independent-mortgage-2289)**: 1 USDA loans
   - Loan officers LenDb lists at this lender near Harford County: 21 ([Peter Sotirakos](https://lendb.ai/lo/panagiotis-sotirakos-116015), [Suzy Reed](https://lendb.ai/lo/suzy-reed-109796), [Tom Soltis](https://lendb.ai/lo/tom-soltis-130943), more on the lender page)
3. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 1 USDA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Harford County yet.
4. **[Guild Mortgage](https://lendb.ai/lender/guild-mortgage-3274)**: 1 USDA loans
   - Loan officers LenDb lists at this lender near Harford County: 5 ([Kevin Sapp](https://lendb.ai/lo/kevin-sapp-396744), [Brenda Evans](https://lendb.ai/lo/brenda-evans-460001), [Kim Pettitt](https://lendb.ai/lo/kim-pettitt-147143), more on the lender page)
5. **[Hometown Equity Mortgage, LLC](https://lendb.ai/lender/hometown-equity-mortgage-llc-133519)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near Harford County yet.
6. **[Click n' Close, Inc.](https://lendb.ai/lender/click-n-close-inc-150009)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near Harford County yet.
7. **[TowneBank Mortgage](https://lendb.ai/lender/townebank-mortgage-512138)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near Harford County yet.
8. **[Credence Funding Corporation](https://lendb.ai/lender/credence-funding-corporation-878490)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near Harford County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/maryland/harford-county/usda-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._