{
  "canonical_url": "https://lendb.ai/in/maryland/howard-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 170 funded conventional home loans in Howard County, MD in 2025, 3,136 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (409), United Wholesale Mortgage (221) and NVR Mortgage (137). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Howard County are linked below.",
  "county": {
    "fips": "24027",
    "name": "Howard County",
    "state": "MD"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 170,
    "lenders_10": 63,
    "loans": 3136,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 409,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 221,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 137,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 71603,
      "name": "First Home Mortgage",
      "slug": "first-home-mortgage-71603",
      "canonical_url": "https://lendb.ai/lender/first-home-mortgage-71603",
      "loans": 133,
      "includes_brokered": false,
      "loan_officers": {
        "total": 64,
        "people": [
          {
            "nmls_id": 141786,
            "full_name": "Marshall Feldman",
            "canonical_url": "https://lendb.ai/lo/marshall-feldman-141786",
            "branch_city": "Millersville",
            "branch_state": "MD"
          },
          {
            "nmls_id": 200561,
            "full_name": "Tim Milauskas",
            "canonical_url": "https://lendb.ai/lo/timothy-milauskas-200561",
            "branch_city": "Millersville",
            "branch_state": "MD"
          },
          {
            "nmls_id": 267729,
            "full_name": "Michelle Greenwalt",
            "canonical_url": "https://lendb.ai/lo/michelle-greenwalt-267729",
            "branch_city": "Millersville",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 105,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 101,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 94,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399803,
      "name": "Truist Bank",
      "slug": "truist-399803",
      "canonical_url": "https://lendb.ai/lender/truist-399803",
      "loans": 91,
      "includes_brokered": false,
      "loan_officers": {
        "total": 50,
        "people": [
          {
            "nmls_id": 301937,
            "full_name": "Pete Crosby",
            "canonical_url": "https://lendb.ai/lo/pete-crosby-301937",
            "branch_city": "Columbia",
            "branch_state": "MD"
          },
          {
            "nmls_id": 615368,
            "full_name": "John Riordan",
            "canonical_url": "https://lendb.ai/lo/john-riordan-615368",
            "branch_city": "Sykesville",
            "branch_state": "MD"
          },
          {
            "nmls_id": 864496,
            "full_name": "Richard Jenkins",
            "canonical_url": "https://lendb.ai/lo/richard-jenkins-864496",
            "branch_city": "Laurel",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 83,
      "includes_brokered": true,
      "loan_officers": {
        "total": 78,
        "people": [
          {
            "nmls_id": 109540,
            "full_name": "Jason Bowman",
            "canonical_url": "https://lendb.ai/lo/jason-bowman-109540",
            "branch_city": "Columbia",
            "branch_state": "MD"
          },
          {
            "nmls_id": 109542,
            "full_name": "Stacie Tomasello",
            "canonical_url": "https://lendb.ai/lo/stacie-tomasello-109542",
            "branch_city": "Columbia",
            "branch_state": "MD"
          },
          {
            "nmls_id": 109550,
            "full_name": "Bill Kokosko",
            "canonical_url": "https://lendb.ai/lo/william-kokosko-109550",
            "branch_city": "Columbia",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 512138,
      "name": "TowneBank Mortgage",
      "slug": "townebank-mortgage-512138",
      "canonical_url": "https://lendb.ai/lender/townebank-mortgage-512138",
      "loans": 82,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}