{
  "canonical_url": "https://lendb.ai/in/maryland/howard-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 88 funded FHA home loans in Howard County, MD in 2025, 354 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (30), United Wholesale Mortgage (28) and Freedom Mortgage (25). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Howard County are linked below.",
  "county": {
    "fips": "24027",
    "name": "Howard County",
    "state": "MD"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 88,
    "lenders_10": 8,
    "loans": 354,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 30,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 28,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 25,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 71603,
      "name": "First Home Mortgage",
      "slug": "first-home-mortgage-71603",
      "canonical_url": "https://lendb.ai/lender/first-home-mortgage-71603",
      "loans": 14,
      "includes_brokered": false,
      "loan_officers": {
        "total": 64,
        "people": [
          {
            "nmls_id": 141786,
            "full_name": "Marshall Feldman",
            "canonical_url": "https://lendb.ai/lo/marshall-feldman-141786",
            "branch_city": "Millersville",
            "branch_state": "MD"
          },
          {
            "nmls_id": 200561,
            "full_name": "Tim Milauskas",
            "canonical_url": "https://lendb.ai/lo/timothy-milauskas-200561",
            "branch_city": "Millersville",
            "branch_state": "MD"
          },
          {
            "nmls_id": 267729,
            "full_name": "Michelle Greenwalt",
            "canonical_url": "https://lendb.ai/lo/michelle-greenwalt-267729",
            "branch_city": "Millersville",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 67,
        "people": [
          {
            "nmls_id": 191865,
            "full_name": "Bob Frazier",
            "canonical_url": "https://lendb.ai/lo/robert-frazier-191865",
            "branch_city": "Columbia",
            "branch_state": "MD"
          },
          {
            "nmls_id": 254456,
            "full_name": "Kirk Forman",
            "canonical_url": "https://lendb.ai/lo/kirk-forman-254456",
            "branch_city": "Columbia",
            "branch_state": "MD"
          },
          {
            "nmls_id": 314050,
            "full_name": "Francoise Gonzales",
            "canonical_url": "https://lendb.ai/lo/francoise-gonzales-314050",
            "branch_city": "Columbia",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 12,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 61,
        "people": [
          {
            "nmls_id": 13938,
            "full_name": "Jason Charles McLaughlin",
            "canonical_url": "https://lendb.ai/lo/jason-mclaughlin-13938",
            "branch_city": "Linthicum Heights",
            "branch_state": "MD"
          },
          {
            "nmls_id": 145055,
            "full_name": "Mary Sirico Levinson",
            "canonical_url": "https://lendb.ai/lo/mary-levinson-145055",
            "branch_city": "Linthicum",
            "branch_state": "MD"
          },
          {
            "nmls_id": 174898,
            "full_name": "Bruce Alan Dorsey",
            "canonical_url": "https://lendb.ai/lo/bruce-dorsey-174898",
            "branch_city": "Linthicum Heights",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 3094,
      "name": "Primary Residential Mortgage (PRMI)",
      "slug": "primary-residential-mortgage-3094",
      "canonical_url": "https://lendb.ai/lender/primary-residential-mortgage-3094",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}