{
  "canonical_url": "https://lendb.ai/in/maryland/howard-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 70 funded VA home loans in Howard County, MD in 2025, 434 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (46), Rocket Mortgage (38) and Navy Federal Credit Union (33). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Howard County are linked below.",
  "county": {
    "fips": "24027",
    "name": "Howard County",
    "state": "MD"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 70,
    "lenders_10": 11,
    "loans": 434,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 46,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 38,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 33,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 32,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 26,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 20,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 71603,
      "name": "First Home Mortgage",
      "slug": "first-home-mortgage-71603",
      "canonical_url": "https://lendb.ai/lender/first-home-mortgage-71603",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 64,
        "people": [
          {
            "nmls_id": 141786,
            "full_name": "Marshall Feldman",
            "canonical_url": "https://lendb.ai/lo/marshall-feldman-141786",
            "branch_city": "Millersville",
            "branch_state": "MD"
          },
          {
            "nmls_id": 200561,
            "full_name": "Tim Milauskas",
            "canonical_url": "https://lendb.ai/lo/timothy-milauskas-200561",
            "branch_city": "Millersville",
            "branch_state": "MD"
          },
          {
            "nmls_id": 267729,
            "full_name": "Michelle Greenwalt",
            "canonical_url": "https://lendb.ai/lo/michelle-greenwalt-267729",
            "branch_city": "Millersville",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 61,
        "people": [
          {
            "nmls_id": 13938,
            "full_name": "Jason Charles McLaughlin",
            "canonical_url": "https://lendb.ai/lo/jason-mclaughlin-13938",
            "branch_city": "Linthicum Heights",
            "branch_state": "MD"
          },
          {
            "nmls_id": 145055,
            "full_name": "Mary Sirico Levinson",
            "canonical_url": "https://lendb.ai/lo/mary-levinson-145055",
            "branch_city": "Linthicum",
            "branch_state": "MD"
          },
          {
            "nmls_id": 174898,
            "full_name": "Bruce Alan Dorsey",
            "canonical_url": "https://lendb.ai/lo/bruce-dorsey-174898",
            "branch_city": "Linthicum Heights",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 67,
        "people": [
          {
            "nmls_id": 191865,
            "full_name": "Bob Frazier",
            "canonical_url": "https://lendb.ai/lo/robert-frazier-191865",
            "branch_city": "Columbia",
            "branch_state": "MD"
          },
          {
            "nmls_id": 254456,
            "full_name": "Kirk Forman",
            "canonical_url": "https://lendb.ai/lo/kirk-forman-254456",
            "branch_city": "Columbia",
            "branch_state": "MD"
          },
          {
            "nmls_id": 314050,
            "full_name": "Francoise Gonzales",
            "canonical_url": "https://lendb.ai/lo/francoise-gonzales-314050",
            "branch_city": "Columbia",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}