{
  "canonical_url": "https://lendb.ai/in/maryland/kent-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 17 funded VA home loans in Kent County, MD in 2025, 30 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (7), Rocket Mortgage (5) and United Wholesale Mortgage (3). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Kent County are linked below.",
  "county": {
    "fips": "24029",
    "name": "Kent County",
    "state": "MD"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 17,
    "lenders_10": 0,
    "loans": 30,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 5,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1043,
      "name": "NewDay USA",
      "slug": "newday-usa-1043",
      "canonical_url": "https://lendb.ai/lender/newday-usa-1043",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 43,
        "people": [
          {
            "nmls_id": 13938,
            "full_name": "Jason Charles McLaughlin",
            "canonical_url": "https://lendb.ai/lo/jason-mclaughlin-13938",
            "branch_city": "Linthicum Heights",
            "branch_state": "MD"
          },
          {
            "nmls_id": 145055,
            "full_name": "Mary Sirico Levinson",
            "canonical_url": "https://lendb.ai/lo/mary-levinson-145055",
            "branch_city": "Linthicum",
            "branch_state": "MD"
          },
          {
            "nmls_id": 174898,
            "full_name": "Bruce Alan Dorsey",
            "canonical_url": "https://lendb.ai/lo/bruce-dorsey-174898",
            "branch_city": "Linthicum Heights",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 2926,
      "name": "emm loans llc",
      "slug": "emm-loans-llc-2926",
      "canonical_url": "https://lendb.ai/lender/emm-loans-llc-2926",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 11,
        "people": [
          {
            "nmls_id": 476425,
            "full_name": "Kathy Brennan",
            "canonical_url": "https://lendb.ai/lo/kathleen-brennan-476425",
            "branch_city": "Glen Burnie",
            "branch_state": "MD"
          },
          {
            "nmls_id": 769427,
            "full_name": "Melinda Topjian",
            "canonical_url": "https://lendb.ai/lo/melinda-topjian-769427",
            "branch_city": "Glen Burnie",
            "branch_state": "MD"
          },
          {
            "nmls_id": 476381,
            "full_name": "Carol Smith",
            "canonical_url": "https://lendb.ai/lo/carol-smith-476381",
            "branch_city": "Middletown",
            "branch_state": "DE"
          }
        ]
      }
    },
    {
      "nmls_id": 3277,
      "name": "Sun West Mortgage",
      "slug": "sun-west-mortgage-3277",
      "canonical_url": "https://lendb.ai/lender/sun-west-mortgage-3277",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}