{
  "canonical_url": "https://lendb.ai/in/maryland/montgomery-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 125 funded FHA home loans in Montgomery County, MD in 2025, 934 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (105), Rocket Mortgage (97) and First Heritage Mortgage (34). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Montgomery County are linked below.",
  "county": {
    "fips": "24031",
    "name": "Montgomery County",
    "state": "MD"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 125,
    "lenders_10": 26,
    "loans": 934,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 105,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 97,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 34,
      "includes_brokered": false,
      "loan_officers": {
        "total": 16,
        "people": [
          {
            "nmls_id": 1415391,
            "full_name": "Jeffrey Novotny",
            "canonical_url": "https://lendb.ai/lo/jeffrey-novotny-1415391",
            "branch_city": "Gaithersburg",
            "branch_state": "MD"
          },
          {
            "nmls_id": 187417,
            "full_name": "Paul Lancaster",
            "canonical_url": "https://lendb.ai/lo/paul-lancaster-187417",
            "branch_city": "Rockville",
            "branch_state": "MD"
          },
          {
            "nmls_id": 206870,
            "full_name": "Eric Suissa",
            "canonical_url": "https://lendb.ai/lo/eric-suissa-206870",
            "branch_city": "Rockville",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 512138,
      "name": "TowneBank Mortgage",
      "slug": "townebank-mortgage-512138",
      "canonical_url": "https://lendb.ai/lender/townebank-mortgage-512138",
      "loans": 33,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 32,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 71603,
      "name": "First Home Mortgage",
      "slug": "first-home-mortgage-71603",
      "canonical_url": "https://lendb.ai/lender/first-home-mortgage-71603",
      "loans": 32,
      "includes_brokered": false,
      "loan_officers": {
        "total": 24,
        "people": [
          {
            "nmls_id": 13403,
            "full_name": "Michael Parsons",
            "canonical_url": "https://lendb.ai/lo/michael-parsons-13403",
            "branch_city": "Bethesda",
            "branch_state": "MD"
          },
          {
            "nmls_id": 147453,
            "full_name": "Rob Mercer",
            "canonical_url": "https://lendb.ai/lo/robert-mercer-147453",
            "branch_city": "Bethesda",
            "branch_state": "MD"
          },
          {
            "nmls_id": 188370,
            "full_name": "Josh Thompson",
            "canonical_url": "https://lendb.ai/lo/joshua-thompson-188370",
            "branch_city": "Bethesda",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 31,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 26,
      "includes_brokered": false,
      "loan_officers": {
        "total": 78,
        "people": [
          {
            "nmls_id": 1171379,
            "full_name": "Diego Martinez",
            "canonical_url": "https://lendb.ai/lo/diego-martinez-1171379",
            "branch_city": "Rockville",
            "branch_state": "MD"
          },
          {
            "nmls_id": 1872427,
            "full_name": "Sohrab Paydar",
            "canonical_url": "https://lendb.ai/lo/sohrab-paydar-1872427",
            "branch_city": "Rockville",
            "branch_state": "MD"
          },
          {
            "nmls_id": 2463911,
            "full_name": "Edwin Gomez",
            "canonical_url": "https://lendb.ai/lo/edwin-gomez-2463911",
            "branch_city": "Rockville",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 26,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 24,
      "includes_brokered": true,
      "loan_officers": {
        "total": 78,
        "people": [
          {
            "nmls_id": 109540,
            "full_name": "Jason Bowman",
            "canonical_url": "https://lendb.ai/lo/jason-bowman-109540",
            "branch_city": "Columbia",
            "branch_state": "MD"
          },
          {
            "nmls_id": 109542,
            "full_name": "Stacie Tomasello",
            "canonical_url": "https://lendb.ai/lo/stacie-tomasello-109542",
            "branch_city": "Columbia",
            "branch_state": "MD"
          },
          {
            "nmls_id": 109550,
            "full_name": "Bill Kokosko",
            "canonical_url": "https://lendb.ai/lo/william-kokosko-109550",
            "branch_city": "Columbia",
            "branch_state": "MD"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}