{
  "canonical_url": "https://lendb.ai/in/maryland/worcester-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 123 funded conventional home loans in Worcester County, MD in 2025, 1,350 loans in all, per HMDA, FFIEC/CFPB data. The most active were Movement Mortgage (140), Rocket Mortgage (131) and CMG Home Loans (115). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Worcester County are linked below.",
  "county": {
    "fips": "24047",
    "name": "Worcester County",
    "state": "MD"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 123,
    "lenders_10": 31,
    "loans": 1350,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 140,
      "includes_brokered": false,
      "loan_officers": {
        "total": 16,
        "people": [
          {
            "nmls_id": 585284,
            "full_name": "Ken Lee",
            "canonical_url": "https://lendb.ai/lo/kenneth-lee-585284",
            "branch_city": "Salisbury",
            "branch_state": "MD"
          },
          {
            "nmls_id": 1110910,
            "full_name": "Liz Buckley",
            "canonical_url": "https://lendb.ai/lo/elizabeth-buckley-1110910",
            "branch_city": "Salisbury",
            "branch_state": "MD"
          },
          {
            "nmls_id": 142997,
            "full_name": "Kenny Parr",
            "canonical_url": "https://lendb.ai/lo/kenneth-parr-142997",
            "branch_city": "Ocean City",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 131,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 115,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 4518,
            "full_name": "Dean Vaughan",
            "canonical_url": "https://lendb.ai/lo/dean-vaughan-4518",
            "branch_city": "Ocean City",
            "branch_state": "MD"
          },
          {
            "nmls_id": 884633,
            "full_name": "Joshua Hudson",
            "canonical_url": "https://lendb.ai/lo/joshua-hudson-884633",
            "branch_city": "Ocean City",
            "branch_state": "MD"
          },
          {
            "nmls_id": 1148351,
            "full_name": "Sam Kotzur",
            "canonical_url": "https://lendb.ai/lo/samuel-kotzur-1148351",
            "branch_city": "Ocean City",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 832799,
      "name": "Direct Mortgage Loans",
      "slug": "direct-mortgage-loans-832799",
      "canonical_url": "https://lendb.ai/lender/direct-mortgage-loans-832799",
      "loans": 82,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2184,
      "name": "Embrace Home Loans",
      "slug": "embrace-home-loans-2184",
      "canonical_url": "https://lendb.ai/lender/embrace-home-loans-2184",
      "loans": 73,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 366127,
            "full_name": "Jason Cook",
            "canonical_url": "https://lendb.ai/lo/jason-cook-366127",
            "branch_city": "Ocean City",
            "branch_state": "MD"
          },
          {
            "nmls_id": 2824202,
            "full_name": "Brandon Owens",
            "canonical_url": "https://lendb.ai/lo/brandon-owens-2824202",
            "branch_city": "Ocean City",
            "branch_state": "MD"
          },
          {
            "nmls_id": 1120368,
            "full_name": "Tripper Heckscher",
            "canonical_url": "https://lendb.ai/lo/maurice-heckscher-1120368",
            "branch_city": "Delmar",
            "branch_state": "DE"
          }
        ]
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 63,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 62,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 71603,
      "name": "First Home Mortgage",
      "slug": "first-home-mortgage-71603",
      "canonical_url": "https://lendb.ai/lender/first-home-mortgage-71603",
      "loans": 37,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 147905,
            "full_name": "Eric Short",
            "canonical_url": "https://lendb.ai/lo/eric-short-147905",
            "branch_city": "Salisbury",
            "branch_state": "MD"
          },
          {
            "nmls_id": 2308039,
            "full_name": "Robbie Budd",
            "canonical_url": "https://lendb.ai/lo/robert-budd-2308039",
            "branch_city": "Salisbury",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 32,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1281698,
      "name": "Luminate Bank",
      "slug": "luminate-bank-1281698",
      "canonical_url": "https://lendb.ai/lender/luminate-bank-1281698",
      "loans": 31,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}