{
  "canonical_url": "https://lendb.ai/in/maryland/worcester-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 3 funded USDA home loans in Worcester County, MD in 2025, 3 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (1), CrossCountry Mortgage (1) and Bay Capital Mortgage Corporation (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Worcester County are linked below.",
  "county": {
    "fips": "24047",
    "name": "Worcester County",
    "state": "MD"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 3,
    "lenders_10": 0,
    "loans": 3,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 4518,
            "full_name": "Dean Vaughan",
            "canonical_url": "https://lendb.ai/lo/dean-vaughan-4518",
            "branch_city": "Ocean City",
            "branch_state": "MD"
          },
          {
            "nmls_id": 884633,
            "full_name": "Joshua Hudson",
            "canonical_url": "https://lendb.ai/lo/joshua-hudson-884633",
            "branch_city": "Ocean City",
            "branch_state": "MD"
          },
          {
            "nmls_id": 1148351,
            "full_name": "Sam Kotzur",
            "canonical_url": "https://lendb.ai/lo/samuel-kotzur-1148351",
            "branch_city": "Ocean City",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 1126398,
            "full_name": "Daniel Varda",
            "canonical_url": "https://lendb.ai/lo/daniel-varda-1126398",
            "branch_city": "Bethany Beach",
            "branch_state": "DE"
          },
          {
            "nmls_id": 1302022,
            "full_name": "Joshua Kaiser",
            "canonical_url": "https://lendb.ai/lo/joshua-kaiser-1302022",
            "branch_city": "Bethany Beach",
            "branch_state": "DE"
          }
        ]
      }
    },
    {
      "nmls_id": 39610,
      "name": "Bay Capital Mortgage Corporation",
      "slug": "bay-capital-mortgage-corporation-39610",
      "canonical_url": "https://lendb.ai/lender/bay-capital-mortgage-corporation-39610",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}