{
  "canonical_url": "https://lendb.ai/in/massachusetts/essex-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 74 funded FHA home loans in Essex County, MA in 2025, 919 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guaranteed Rate (Rate) (131), United Wholesale Mortgage (105) and CrossCountry Mortgage (81). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Essex County are linked below.",
  "county": {
    "fips": "25009",
    "name": "Essex County",
    "state": "MA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 74,
    "lenders_10": 22,
    "loans": 919,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 131,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 105,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 81,
      "includes_brokered": false,
      "loan_officers": {
        "total": 96,
        "people": [
          {
            "nmls_id": 706769,
            "full_name": "Leo Turco",
            "canonical_url": "https://lendb.ai/lo/leo-turco-706769",
            "branch_city": "Topsfield",
            "branch_state": "MA"
          },
          {
            "nmls_id": 1450217,
            "full_name": "Ross Billings",
            "canonical_url": "https://lendb.ai/lo/ross-billings-1450217",
            "branch_city": "Topsfield",
            "branch_state": "MA"
          },
          {
            "nmls_id": 1938286,
            "full_name": "Yasmine Turco",
            "canonical_url": "https://lendb.ai/lo/yasmine-turco-1938286",
            "branch_city": "Topsfield",
            "branch_state": "MA"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 53,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 49,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1881,
      "name": "New Fed Mortgage, Corp.",
      "slug": "new-fed-mortgage-corp-1881",
      "canonical_url": "https://lendb.ai/lender/new-fed-mortgage-corp-1881",
      "loans": 39,
      "includes_brokered": false,
      "loan_officers": {
        "total": 15,
        "people": [
          {
            "nmls_id": 17695,
            "full_name": "Jesus Paraliticci",
            "canonical_url": "https://lendb.ai/lo/jesus-paraliticci-17695",
            "branch_city": "Reading",
            "branch_state": "MA"
          },
          {
            "nmls_id": 49193,
            "full_name": "Doug Perry",
            "canonical_url": "https://lendb.ai/lo/douglas-perry-49193",
            "branch_city": "Reading",
            "branch_state": "MA"
          },
          {
            "nmls_id": 454889,
            "full_name": "Rich Clayton",
            "canonical_url": "https://lendb.ai/lo/richard-clayton-454889",
            "branch_city": "Danvers",
            "branch_state": "MA"
          }
        ]
      }
    },
    {
      "nmls_id": 2764,
      "name": "Total Mortgage Services",
      "slug": "total-mortgage-services-2764",
      "canonical_url": "https://lendb.ai/lender/total-mortgage-services-2764",
      "loans": 38,
      "includes_brokered": false,
      "loan_officers": {
        "total": 37,
        "people": [
          {
            "nmls_id": 3527,
            "full_name": "Anne Marie Concemi",
            "canonical_url": "https://lendb.ai/lo/anne-marie-concemi-3527",
            "branch_city": "Andover",
            "branch_state": "MA"
          },
          {
            "nmls_id": 1644981,
            "full_name": "Matthew Tran",
            "canonical_url": "https://lendb.ai/lo/matthew-tran-1644981",
            "branch_city": "Andover",
            "branch_state": "MA"
          },
          {
            "nmls_id": 1826980,
            "full_name": "Jana Bottass",
            "canonical_url": "https://lendb.ai/lo/jana-bottass-1826980",
            "branch_city": "Andover",
            "branch_state": "MA"
          }
        ]
      }
    },
    {
      "nmls_id": 1984,
      "name": "MSA Mortgage, LLC",
      "slug": "msa-mortgage-llc-1984",
      "canonical_url": "https://lendb.ai/lender/msa-mortgage-llc-1984",
      "loans": 33,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 30,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 28,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}