{
  "canonical_url": "https://lendb.ai/in/massachusetts/essex-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 45 funded VA home loans in Essex County, MA in 2025, 277 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (52), United Wholesale Mortgage (25) and Guaranteed Rate (Rate) (24). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Essex County are linked below.",
  "county": {
    "fips": "25009",
    "name": "Essex County",
    "state": "MA"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 45,
    "lenders_10": 9,
    "loans": 277,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 52,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 25,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 24,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 24,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 18,
      "includes_brokered": false,
      "loan_officers": {
        "total": 96,
        "people": [
          {
            "nmls_id": 706769,
            "full_name": "Leo Turco",
            "canonical_url": "https://lendb.ai/lo/leo-turco-706769",
            "branch_city": "Topsfield",
            "branch_state": "MA"
          },
          {
            "nmls_id": 1450217,
            "full_name": "Ross Billings",
            "canonical_url": "https://lendb.ai/lo/ross-billings-1450217",
            "branch_city": "Topsfield",
            "branch_state": "MA"
          },
          {
            "nmls_id": 1938286,
            "full_name": "Yasmine Turco",
            "canonical_url": "https://lendb.ai/lo/yasmine-turco-1938286",
            "branch_city": "Topsfield",
            "branch_state": "MA"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 15,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 14,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 9,
        "people": [
          {
            "nmls_id": 1609417,
            "full_name": "Paul Sammons",
            "canonical_url": "https://lendb.ai/lo/paul-sammons-1609417",
            "branch_city": "Woburn",
            "branch_state": "MA"
          },
          {
            "nmls_id": 317683,
            "full_name": "Doug McGregor",
            "canonical_url": "https://lendb.ai/lo/doug-mcgregor-317683",
            "branch_city": "Boston",
            "branch_state": "MA"
          },
          {
            "nmls_id": 560729,
            "full_name": "Brian Firth",
            "canonical_url": "https://lendb.ai/lo/brian-firth-560729",
            "branch_city": "Boston",
            "branch_state": "MA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}