{
  "canonical_url": "https://lendb.ai/in/massachusetts/hampden-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 5 funded USDA home loans in Hampden County, MA in 2025, 124 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (119), Guaranteed Rate (Rate) (2) and United Wholesale Mortgage (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Hampden County are linked below.",
  "county": {
    "fips": "25013",
    "name": "Hampden County",
    "state": "MA"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 5,
    "lenders_10": 1,
    "loans": 124,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 119,
      "includes_brokered": false,
      "loan_officers": {
        "total": 16,
        "people": [
          {
            "nmls_id": 29841,
            "full_name": "Milly Potter",
            "canonical_url": "https://lendb.ai/lo/mildred-potter-29841",
            "branch_city": "South Hadley",
            "branch_state": "MA"
          },
          {
            "nmls_id": 941353,
            "full_name": "Laura J Dobbin",
            "canonical_url": "https://lendb.ai/lo/laura-dobbin-941353",
            "branch_city": "South Hadley",
            "branch_state": "MA"
          },
          {
            "nmls_id": 22400,
            "full_name": "Eileen Hennessey",
            "canonical_url": "https://lendb.ai/lo/eileen-hennessey-22400",
            "branch_city": "East Longmeadow",
            "branch_state": "MA"
          }
        ]
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3232,
      "name": "Homestead Funding",
      "slug": "homestead-funding-3232",
      "canonical_url": "https://lendb.ai/lender/homestead-funding-3232",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 38414,
            "full_name": "Ratha Men",
            "canonical_url": "https://lendb.ai/lo/ratha-men-38414",
            "branch_city": "West Springfield",
            "branch_state": "MA"
          },
          {
            "nmls_id": 493847,
            "full_name": "Katya Marini",
            "canonical_url": "https://lendb.ai/lo/katya-marini-493847",
            "branch_city": "West Springfield",
            "branch_state": "MA"
          },
          {
            "nmls_id": 5944,
            "full_name": "Joni S. Miller",
            "canonical_url": "https://lendb.ai/lo/joni-s-miller-5944",
            "branch_city": "West Springfield",
            "branch_state": "MA"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 19006,
            "full_name": "Kate Reagan",
            "canonical_url": "https://lendb.ai/lo/kathryn-reagan-19006",
            "branch_city": "Easthampton",
            "branch_state": "MA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}