{
  "canonical_url": "https://lendb.ai/in/massachusetts/middlesex-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 74 funded FHA home loans in Middlesex County, MA in 2025, 768 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (85), CrossCountry Mortgage (79) and Rocket Mortgage (72). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Middlesex County are linked below.",
  "county": {
    "fips": "25017",
    "name": "Middlesex County",
    "state": "MA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 74,
    "lenders_10": 17,
    "loans": 768,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 85,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 79,
      "includes_brokered": false,
      "loan_officers": {
        "total": 101,
        "people": [
          {
            "nmls_id": 21336,
            "full_name": "Tony Cardinali",
            "canonical_url": "https://lendb.ai/lo/anthony-cardinali-21336",
            "branch_city": "Chelmsford",
            "branch_state": "MA"
          },
          {
            "nmls_id": 522472,
            "full_name": "Kim Nourse",
            "canonical_url": "https://lendb.ai/lo/kim-nourse-522472",
            "branch_city": "Chelmsford",
            "branch_state": "MA"
          },
          {
            "nmls_id": 1738030,
            "full_name": "Joe Braga",
            "canonical_url": "https://lendb.ai/lo/joseph-braga-1738030",
            "branch_city": "Chelmsford",
            "branch_state": "MA"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 72,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 69,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 46,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2764,
      "name": "Total Mortgage Services",
      "slug": "total-mortgage-services-2764",
      "canonical_url": "https://lendb.ai/lender/total-mortgage-services-2764",
      "loans": 27,
      "includes_brokered": false,
      "loan_officers": {
        "total": 58,
        "people": [
          {
            "nmls_id": 3527,
            "full_name": "Anne Marie Concemi",
            "canonical_url": "https://lendb.ai/lo/anne-marie-concemi-3527",
            "branch_city": "Andover",
            "branch_state": "MA"
          },
          {
            "nmls_id": 1644981,
            "full_name": "Matthew Tran",
            "canonical_url": "https://lendb.ai/lo/matthew-tran-1644981",
            "branch_city": "Andover",
            "branch_state": "MA"
          },
          {
            "nmls_id": 1826980,
            "full_name": "Jana Bottass",
            "canonical_url": "https://lendb.ai/lo/jana-bottass-1826980",
            "branch_city": "Andover",
            "branch_state": "MA"
          }
        ]
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 26,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 23,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 22,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 28,
        "people": [
          {
            "nmls_id": 115796,
            "full_name": "Amy Dirazonian",
            "canonical_url": "https://lendb.ai/lo/amy-dirazonian-115796",
            "branch_city": "Danvers",
            "branch_state": "MA"
          },
          {
            "nmls_id": 39371,
            "full_name": "George Bissias",
            "canonical_url": "https://lendb.ai/lo/george-bissias-39371",
            "branch_city": "Bedford",
            "branch_state": "MA"
          },
          {
            "nmls_id": 36433,
            "full_name": "Fred Allard",
            "canonical_url": "https://lendb.ai/lo/fred-allard-36433",
            "branch_city": "Waltham",
            "branch_state": "MA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}