{
  "canonical_url": "https://lendb.ai/in/massachusetts/middlesex-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 50 funded VA home loans in Middlesex County, MA in 2025, 397 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (63), Guaranteed Rate (Rate) (44) and United Wholesale Mortgage (43). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Middlesex County are linked below.",
  "county": {
    "fips": "25017",
    "name": "Middlesex County",
    "state": "MA"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 50,
    "lenders_10": 10,
    "loans": 397,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 63,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 44,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 43,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 30,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 27,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 25,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 19,
      "includes_brokered": false,
      "loan_officers": {
        "total": 101,
        "people": [
          {
            "nmls_id": 21336,
            "full_name": "Tony Cardinali",
            "canonical_url": "https://lendb.ai/lo/anthony-cardinali-21336",
            "branch_city": "Chelmsford",
            "branch_state": "MA"
          },
          {
            "nmls_id": 522472,
            "full_name": "Kim Nourse",
            "canonical_url": "https://lendb.ai/lo/kim-nourse-522472",
            "branch_city": "Chelmsford",
            "branch_state": "MA"
          },
          {
            "nmls_id": 1738030,
            "full_name": "Joe Braga",
            "canonical_url": "https://lendb.ai/lo/joseph-braga-1738030",
            "branch_city": "Chelmsford",
            "branch_state": "MA"
          }
        ]
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 15,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 14,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 27,
        "people": [
          {
            "nmls_id": 79305,
            "full_name": "Suzy Ferrantino",
            "canonical_url": "https://lendb.ai/lo/suzy-ferrantino-79305",
            "branch_city": "Wellesley",
            "branch_state": "MA"
          },
          {
            "nmls_id": 20342,
            "full_name": "Jason Gravelle",
            "canonical_url": "https://lendb.ai/lo/jason-gravelle-20342",
            "branch_city": "Dedham",
            "branch_state": "MA"
          },
          {
            "nmls_id": 221590,
            "full_name": "Robert Ricard",
            "canonical_url": "https://lendb.ai/lo/robert-ricard-221590",
            "branch_city": "Nashua",
            "branch_state": "NH"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}